我估计Wealthsimple acting as a professional Trustee. Trustee里面的存款是受CIDC保护的,只要提供“储户”的名字和地址给相关银行。。。
比如,你在CIBC的十万,和Wealthsimple帮你在CIBC存的十万,是不同的账户,分别享受10万的保险。
当然这背后的金融/法律手续要复杂得多,需要相关部门批准,但是应该是可行的。
Download a PDF letter template that member institutions may use to notify trustees about their disclosure requirements.
www.cdic.ca