Financial Eastern Star-JAMES LIU 已经爆雷了，找其合作要三思

[吃肉的绵羊]

加拿大对金钱诈骗的人惩罚力度不大。对于被骗的人，最重要的是把钱弄回来。
多年前，多伦多那个投资诈骗案，骗了那么多钱，让许多退休人养老钱血本无归，也就进去八年。

 

[吃肉的绵羊]

最近十几年，加拿大华人圈里靠骗谋生的人变多了， 现在渥太华有不少打着各种投资名誉的杀猪盘。投资理财的人要小心。

 

[FES受害者联盟]

应了句老话， 撑死胆大的，饿死胆小的. 那些想通过无限杆杆扩张的 爆雷了，那些不敢下手的 错过了. 都后悔了.

最近十几年，加拿大华人圈里靠骗谋生的人变多了， 现在渥太华有不少打着各种投资名誉的杀猪盘。投资理财的人要小心。

是的是的，大家一定要保护好自己的钱包，不要相信他们，我们就是活生生失败的例子。所谓物以类聚，以前诚信理财出来的人，如果找他们合作业务，一定要谨慎谨慎再谨慎，因为我们受害群体里，有些不是因为刘江投的，而是因为自己的朋友在诚信理财工作而投的…

 

[longshan]

是的是的，大家一定要保护好自己的钱包，不要相信他们，我们就是活生生失败的例子。所谓物以类聚，以前诚信理财出来的人，如果找他们合作业务，一定要谨慎谨慎再谨慎，因为我们受害群体里，有些不是因为刘江投的，而是因为自己的朋友在诚信理财工作而投的…

FES 倒闭了吗，刘江那？
好多年前通过他买过life insurance。
那时候他还是跑单帮那，挺靠谱的样子。

 

[zyu2024]

您是专业人士，一下子说到问题了。他获取投资人的方式有很多，除了私人借款，主要是Mortgage secured bond这种产品

能拿出50 万现金投资的都不是一般人， 法律上定义为“accredited investor.”沒什么保护.

 

[gocanoeing]

是的是的，大家一定要保护好自己的钱包，不要相信他们，我们就是活生生失败的例子。所谓物以类聚，以前诚信理财出来的人，如果找他们合作业务，一定要谨慎谨慎再谨慎，因为我们受害群体里，有些不是因为刘江投的，而是因为自己的朋友在诚信理财工作而投的…

能拿出50 万现金投资的都不是一般人， 法律上定义为“accredited investor.”沒什么保护.

1，投资可能不能靠相信，而是要靠逻辑

2，巴菲特也没有得到什么保护

 

[metropolis]

十几年前接触过刘江，当时他卖保险玩理财，感觉他最大特点是爱吹牛x......., 因此，江湖两忘，有多远躲多远。五年前，听说他买地起楼干开发了，那时我感觉自己当初对刘的判断有误，记得五年前的广告不是已经盖好了THs, 卖的现房吗？具体细节我忘了......哪个项目爆雷了？

做推销的不吹牛是不可能的。非常难得找到真诚实在的推销员。必须很谨慎，从海量吹牛信息中，找到自己需要的，比较可信的成分。

 

[FES受害者联盟]

做推销的不吹牛是不可能的。非常难得找到真诚实在的推销员。必须很谨慎，从海量吹牛信息中，找到自己需要的，比较可信的成分。

是的是的，就是我们这群投资人太容易信任人了，太愚蠢了，有些投资人还相信国内官僚人脉那套，比如有些是相信他前岳父的，结果人家贪污受贿被判刑了

 

[欢乐灌水]

有点无语，还真有人把钱投给这种几个人的私人公司啊，无论华人还是其他族裔的人办的这种公司，都不要把钱给他们。自己炒股，买投资房，或者买 GIC, 把钱掌握在自己手里。

 

[冬暖]

渥太华十几年前还有什么集资建养老公寓的，据说也是爆雷。阳光下没有新事。

 

[贾和平]

Suppose it was "The East Star Mortgage Secured Bond" that got you, based on the flyer you attached and the limited information you provided.

Here are issues according to regulations for mortgage bond securities issuing and trading in Canada you should be aware of :

A Financial service company can issue bonds, but it must meet specific regulatory requirements. These requirements ensure that the company is financially stable and capable of meeting its obligations to bondholders. The company must be licensed by the relevant provincial or federal regulatory bodies, such as the Office of the Superintendent of Financial Institutions (OSFI) for federal regulation.

Additionally, there are specific requirements and permissions needed to issue a mortgage bond in Canada. The issuer must comply with regulations set by the Canada Mortgage and Housing Corporation (CMHC). The CMHC administers programs like the Canada Mortgage Bonds (CMB) program, which allows approved financial institutions to pool eligible insured mortgages into marketable securities. Even the big banks that issue the MBS need to meet the eligibility criteria set by the CMHC

The flyer said: that ESMSB is traded in TSX, so it needs to meet other requirements:

Mortgage bonds can be traded on the Toronto Stock Exchange (TSX). To list a mortgage bond on the TSX, the issuer must meet specific listing requirements set by the exchange. These requirements include:

1. Issuer Eligibility: The issuer must be a recognized financial institution or entity that meets the TSX's criteria.
2. Regulatory Compliance: The issuer must comply with all relevant regulations and guidelines set by Canadian financial regulators, such as the Canada Mortgage and Housing Corporation (CMHC).
3. Documentation: The issuer must provide detailed documentation, including financial statements, prospectuses, and other relevant information, to the TSX for review.
4. Credit Rating: The mortgage bond must have a credit rating from a recognized rating agency.
5. Marketability: The bond must be marketable and meet the liquidity requirements of the TSX.

Then, you should ask yourself questions:

1. Did FES have a permit to issue ESMSB?

2. Is "The East Star Mortgage Secured Bond" registered with a Regulator (CMHC )in Canada?

3. Is there any financial institution joining with FES to issue ESMSB, or does FES sell ESMSB for the other financial institution issuers?

4. All bonds have a credit rating. Did you ask him about the ESMSB's rating? or did he ever disclose to you the ESMSB rating?

I have done a quick research and I couldn't find any specific information about "The East Star Mortgage Secured Bond" being registered with a regulator in Canada.

Think about what Guo Wenggui did in the south of the border. I hope FES did not violate his fiduciary duty and it was just an investment failure.

God bless you and FES as well.



Caveat: The thread is based on limited info posted in this thread. It may not be complete and accurate. It shouldn't be used as legal or financial advice.

 

[向问天]

有些是买人寿保险

买人寿保险怎么出事的？
他只是经纪人吧？难道保险不是从大保险公司买的？

 

[冬暖]

买人寿保险怎么出事的？
他只是经纪人吧？难道保险不是从大保险公司买的？

我也愿闻其详，引以为戒