NT大势看涨，短期有回落

[klin]

最初由 terry 发布


看来斑竹也开始炒短线了。记得前两年你说要VALUE INVESTMENT。

‘cut the loss and run the profit’永远是对的。

Well, I have different strategies for different goal. I never gamble in my RSP account, all dividend paying stocks and income funds. However, I gamble very aggressively outside of RSP account, options/single stock futures, program trading etc.

 

[火凤凰]

最初由 klin 发布


Well, I have different strategies for different goal. I never gamble in my RSP account, all dividend paying stocks and income funds. However, I gamble very aggressively outside of RSP account, options/single stock futures, program trading etc.

斑竹可以推荐一下现在RRSP买什么比较好吗？这个怎么样？

TAV - TSX-traded TD Asset Management ETF based on the "value" portion of the S&P/TSX Composite Index.

 

[klin]

不太熟悉这个东东。通常在rsp里应该稳健投资，最好是有稳定盈利和股息发放的公司或者是dividend fund和income fund。从税收的角度来看，由于股息属于income，会征收加高的税，所以以股息为目标的投资项目放在rsp里较好。而投机博取短期capital gain的投资则放在rsp以外，因为只有50% 的capital gain 为taxable income.

我的rsp里比重最大的是royal bank 的dividend fund。我的rsp投资目标是年回报不低于12%，争取18-20%。这是很高的目标，如果年年做到，20年内就可以退休。