回国可以用这里的信用卡吗？

[chengchy]

呵呵。是不是你买东西的商家要了你的钱？难道银行和银行在信用卡上的政策还真不一样？当时我在上海徐家汇的东方商厦。200RMB的东西在我Visa账单上显示出来的时候连40刀都不到。

 

[fuzzy]

I used Visa in Shanghai in Feburary. The rate was 1CAD vs. 6.01RMB. There is NO additional charge what so ever. I also exchanged some CAD cash in Bank of China. The rate was 6.09. At the same time, the rate in Accurate here was 5.5RMB vs 1CAD.

 

[Kent以东首帅哥]

Remember one thing, it's always cheaper to change CAD to RMB in China than in Ottawa.
You would have got more money if you had exchanged it in Shanghai than using the VISA.

 

[Kent以东首帅哥]

Compare this:
http://www.icbc.com.cn/other/quotation.jsp

and this:
http://www.accu-rate.ca/html/english/today/cad.cfm

If you had spent $10000 on VISA in China, basically you tossed $1200.

 

[cline]

这里发行的信用卡国内称为外卡. VISA,MASTER,AE,JCB卡消费很多商户都收的.通常银行会问商户收2.5%-4%. 这就是为什么有些利润比较薄的商家不愿意收外卡,或要求客户自己付手续费(尽管银行是明令不允许的).

关于清算问题,如果你的信用卡是US帐户,买RMB的商品,银行按照当天的$/RMB汇率折算,另外可能+1%的费用.
如果US$的帐户,买US$标价的商品,则没有任何多余的费用.
注意:US$还是RMB是看POS机的设置,不是商户的标价

最初由 jetdog 发布
我上次用VISA从国内买了400大洋的东西。收了我90多加币啊，你们算算合算不？