[请求] Please refer a home insurence company

[笑傲江湖]

A question: :blowzy: :blowzy: :blowzy:

What is the difference between fire insurance and home insurance? Can a homeowner buy fire insurance only if they are different?

:thanks: :thanks: :thanks:

 

[笑傲江湖]

For me, the TD Monnex is the cheapest one for my car insurance, but the Personal is the cheapest one for my new home insurance.

 

[wuming_ott]

How can I join a group to get group discount and save the money? I called Belair Home insurance for my new house and they told me $890/per yar? Is this price normal? Thanks

 

[小傻]

最初由 wuming_ott 发布
How can I join a group to get group discount and save the money? I called Belair Home insurance for my new house and they told me $890/per yar? Is this price normal? Thanks

How big is your house or how much did you pay for the house?

The premium is based on the value of the house...for a 2000 square foot house, the normal price should be between 300 - 400..

 

[wuming_ott]

最初由 小傻 发布


How big is your house or how much did you pay for the house?

The premium is based on the value of the house...for a 2000 square foot house, the normal price should be between 300 - 400..

My house is 2100 SF and it is new house in Champman Mill built by Minto. I was informed by a letter from my morgaged bank to ask me to provide the proof of the home insurance before closing date and must have the following.

.The full replacement cost of the dwelling
Who will decide this cost ,by me or by insurer?

.Endorsement showing loss payable to my Bank
How would I tell the insurer to put this endorsement?

I actually queried two insurers Belair and TD. They both gave me the
premium around $800. What is the normal choose you guys have in the coverage and what is the minimum requirement from Bank? Thanks

 

[越来越傻]

最初由 wuming_ott 发布

My house is 2100 SF and it is new house in Champman Mill built by Minto. I was informed by a letter from my morgaged bank to ask me to provide the proof of the home insurance before closing date and must have the following.

.The full replacement cost of the dwelling
Who will decide this cost ,by me or by insurer?

.Endorsement showing loss payable to my Bank
How would I tell the insurer to put this endorsement?

I actually queried two insurers Belair and TD. They both gave me the
premium around $800. What is the normal choose you guys have in the coverage and what is the minimum requirement from Bank? Thanks

check check pc finacial（前面有电话），如果没有group discount,他们的价钱应该很有竞争力。。。在closing的时候你应该不用操心上面列出的条款，只要给他们policy number 就成了。。

 

[wuming_ott]

最初由 越来越傻 发布


check check pc finacial（前面有电话），如果没有group discount,他们的价钱应该很有竞争力。。。在closing的时候你应该不用操心上面列出的条款，只要给他们policy number 就成了。。

How many deductable you guys requested in home insurance?