学生贷款[问题]
- 主题发起人 shusheng
- 开始时间
人淡如菊
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- 2002-05-25
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That varies, I only had about $6000+ (I couldn't get any more loans after the 2nd year), which I already paid off. But some of my classmates could end up with nearly $50000, because they were given the max loan (which is over $9000) every year, and co-op or internship will take 5 years to graduate. Interest is about 8% starting as soon as you are not a full-time student any more, I was part-time in my last term and the interest started accumulating from there! So it is a big burden for new, or even some older graduates. I totally consider myself lucky to be burden free right now.
人淡如菊
知名会员
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- 2002-05-25
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What I'm trying to say is: those who accumulated credit card debts due to reckless spending shouldn't be viewed the same as those who accumulated student loans due to schooling. Even though higher education may not be a necessity, at least it has more validity than say, going on a big shopping spree with money you don't have.
And haven't you heard of people who are working and still have student loan debts? I do. There are co-workers of mine who worked for several years and still haven't paid off their loans yet. Is it 'cause they are lazy and stupid or wasting away on a luxurious life, not exactly, it's 'cause the debt is just that high (see the 50K with 8% example).
But whatever, we still have to pay off what we owe, so I'm not complaining about the system, just trying to clarify it for those who are viewing it as a walk in the park.
