[求助]哪家银行管理费底
- 主题发起人 qwer
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如果你是学生，一下是各个银行的学生ACCOUNT信息：
CIBC Advantage for Students:http://www.cibc.com/ca/chequing/advantage-for-students.html
CIBC Advantage for Students plan gives students a 50% discount on everyday banking fees on a CIBC EverydayTM Chequing Account. Plus it offers you the benefit of a waived monthly fee, if you maintain a minimum monthly balance of $1,000。
CIBC Advantage for Students could be for you if you:
attend a full-time post-secondary program
Student discounts are in effect for up to 12 months, after which students must re-apply.
TD student account:http://www.tdcanadatrust.com/accounts/selfserve.jsp#student
If you have an active account, pay bills by phone and use the Web and Green Machine, this account is for you. Maintain a minimum monthly balance of $1,500* and we'll waive the $6.95 monthly fee.
BMO:Student:
http://www4.bmo.com/personal/0,4344,35649_36622,00.html?pChannelId=36622
Age range: 21 up to 26th birthday.
Free Plan: Instabanking.
Discount: $5.50.
50% off travel insurance.
Scotia bank:http://www.scotiabank.com/cda/content/0,1608,CID478_LIDen,00.html
Student Banking Advantage™ Plan
The golden rule of being a student with Scotiabank is simple: take advantage of the discounts, services and no-fee VISA card.
Service Fees
Transactions are free with a minimum monthly balance of $2,000 or more. Otherwise, these discounted fees apply:
A monthly fee of $1.25 includes 12 non-teller2 transactions
Royal bank http://www.royalbank.com/products/deposits/students.html
For only $3.50 a month, you get to do 25 debit transactions of your choice - whether it's writing cheques, withdrawing cash, paying bills, transferring money between accounts - each, if you happen to go over your limit every now and then, you pay only $0.50 each additional debit, no matter what it is.
Plus, with our student package, we waive our $15.00 annual fee on our Student Visa* Classic5 and we enrol you in the Student Price Card (SPC) program for free.
大家觉得哪个好？比较一下吧。
CIBC Advantage for Students:http://www.cibc.com/ca/chequing/advantage-for-students.html
CIBC Advantage for Students plan gives students a 50% discount on everyday banking fees on a CIBC EverydayTM Chequing Account. Plus it offers you the benefit of a waived monthly fee, if you maintain a minimum monthly balance of $1,000。
CIBC Advantage for Students could be for you if you:
attend a full-time post-secondary program
Student discounts are in effect for up to 12 months, after which students must re-apply.
TD student account:http://www.tdcanadatrust.com/accounts/selfserve.jsp#student
If you have an active account, pay bills by phone and use the Web and Green Machine, this account is for you. Maintain a minimum monthly balance of $1,500* and we'll waive the $6.95 monthly fee.
BMO:Student:
http://www4.bmo.com/personal/0,4344,35649_36622,00.html?pChannelId=36622
Age range: 21 up to 26th birthday.
Free Plan: Instabanking.
Discount: $5.50.
50% off travel insurance.
Scotia bank:http://www.scotiabank.com/cda/content/0,1608,CID478_LIDen,00.html
Student Banking Advantage™ Plan
The golden rule of being a student with Scotiabank is simple: take advantage of the discounts, services and no-fee VISA card.
Service Fees
Transactions are free with a minimum monthly balance of $2,000 or more. Otherwise, these discounted fees apply:
A monthly fee of $1.25 includes 12 non-teller2 transactions
Royal bank http://www.royalbank.com/products/deposits/students.html
For only $3.50 a month, you get to do 25 debit transactions of your choice - whether it's writing cheques, withdrawing cash, paying bills, transferring money between accounts - each, if you happen to go over your limit every now and then, you pay only $0.50 each additional debit, no matter what it is.
Plus, with our student package, we waive our $15.00 annual fee on our Student Visa* Classic5 and we enrol you in the Student Price Card (SPC) program for free.
大家觉得哪个好？比较一下吧。
sean
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他们开账号是为了用于支付还是存款投资，很多Financial institution都不用每月交月费，甚至支付利息和免费给支票，相对来说很多Service就会有限。你可以尝试Loblaw里的President Choice,Manulife bank/ICICI bank/citizens bank of Canada/Amex Bank(American Express) from the internet。 I think opening a join account with your mum and dad can reduce the rejection posibility.
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意识就是说你存进去的钱大于10,000的话，可以马上ACCESS的数目是10,000。如果小于这个数目，就没有HOLD存在了。
一般银行对于大额存款，wire money，或者是从ATM存进去的支票会有HOLD的时间（这个叫fastcash功能，数额比较低，一般也就是2000)，时间长短根据你存款、支票从哪里来的地方不同而有所差异。比如支票是加拿大境内的一般是6个business day（除去federal cheque，那个是可以马上兑现的），如果美国的要14天左右，如果是其他国家需要的时间就更长。这是保护银行安全的一种手段。同时根据你的个人与该银行的业务密切程度及信用情况会有一个数量的额度。
一般银行对于大额存款，wire money，或者是从ATM存进去的支票会有HOLD的时间（这个叫fastcash功能，数额比较低，一般也就是2000)，时间长短根据你存款、支票从哪里来的地方不同而有所差异。比如支票是加拿大境内的一般是6个business day（除去federal cheque，那个是可以马上兑现的），如果美国的要14天左右，如果是其他国家需要的时间就更长。这是保护银行安全的一种手段。同时根据你的个人与该银行的业务密切程度及信用情况会有一个数量的额度。
qwer
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最初由 挺傻 发布
意识就是说你存进去的钱大于10,000的话，可以马上ACCESS的数目是10,000。如果小于这个数目，就没有HOLD存在了。
一般银行对于大额存款，wire money，或者是从ATM存进去的支票会有HOLD的时间（这个叫fastcash功能，数额比较低，一般也就是2000)，时间长短根据你存款、支票从哪里来的地方不同而有所差异。比如支票是加拿大境内的一般是6个business day（除去federal cheque，那个是可以马上兑现的），如果美国的要14天左右，如果是其他国家需要的时间就更长。这是保护银行安全的一种手段。同时根据你的个人与该银行的业务密切程度及信用情况会有一个数量的额度。
谢谢挺傻版主MM，你这么一说我就明白了，那个鬼佬就是说不清楚。我想别人也会遇到我同样的问题。
