再停车的地方车被刮伤,全保的话,可以理赔马?

8是的.看来要自己掏钱了.TMMD.
被老子抓住的话.脸给他划花 .
能推荐一个比较实惠的bodyshop吗?
 
最初由 JustinOttawa 发布
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这要看你的保险公司,和你的纪录 。
有的保险公司是可以给你赔的。 不用你给钱 不会涨你的保险
 
Please check your insurance policy carefully. This could be very tricky:
1. if you scratch the car by yourself and you have "Comprehensive Coverage", the insurance company may pay you the loss by deducting your "deductible";
2. like you mentioned the fact - if the car was scratched by unknown car, you may be not lucky because this case belongs to the "Unidentified Car Coverage", which may only cover the loss of properties except your car. This means you may get nothing from the insurance company.

That's why I suggest to study insurance policy each time carefully before you call them. If my understanding above is not accurate, please point out and help everyone here.
 
there is no way u get repair for free unless you pay the deductible amount. just like a stone hitting ur windshield, the insurance company won't repair it for free even if it's not ur fault.
 
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