请教: 申请多个信用卡的坏处

[anti-virus]

Re: Re: Re: Re: Re: 请教: 申请多个信用卡的坏处

最初由 某某 发布


因为有时department store cards给你10% off的优惠。
比如说HBC Credit Card

only for the first time you use it?

 

[某某]

Re: Re: Re: Re: Re: Re: 请教: 申请多个信用卡的坏处

最初由 anti-virus 发布


only for the first time you use it?

no, I've got that discount a few times already.

 

[1784]

Re: Re: Re: Re: Re: Re: 请教: 申请多个信用卡的坏处

最初由 anti-virus 发布


only for the first time you use it?

first time and once a month, check the flyers, some restrictions apply

 

[功夫]

我有8个

 

[dkwan]

This is very true.

Having many credit card is not a bad idea when you do not need a BIG credit purchase, but before that. Some bank will issue you a interest rate based on your credit score.

Nowaday, regular credit card is outofdated. A reward card will be the trend. Like citibank's driver's edge. American Express's Airmiles....CIBC Aeroplan. Why not get reward when you use it~

Personally recommend 2 cards with 3000 limits would be ideal. Credit card sometimes serve as emergency cash and if its too low. Sometimes cannot help