From recent experience I am not too impressed. But I only dealt with them over the phone or online. For any bank, if you can find someone at the branch level to take care of you, it's usually the best. Especially if you want to go into borrowing and investment.
if u just do regular banking, PC financial is good, no fees or anything, and also it's car insurance its't so bad. Scotia has better morgage rate, other then those, all the banks offer pretty much the same thing.
for thos who has 500$ aside and wanna earn 80$ check out my other post.