ok, but that doesn't make a huge different on the insurance premium because they'll rate your driving experience the most (given u're less experienced) and will be reflected on the premium. My suggestion is go find out what's the premium on the car you wanna get before buying the car, otherwise the insurance will be killing. Just another opinion on USED Audi with higher milage (say close to 100,000km).My friend used to own an used AUDI A4 and he had hard time driving the car given that a lot of faulty electrical components needed to be fixed. It had cost him an arm and a leg for him to fix them (2,000 cdn here and there). Unless you are buying low milage Audi, you'll be lucky if you don't have to spend a cent on fixing some shit later on. One more thing, make sure you can find some audis with full service records because it'll save u some bucks maintaning the car. After all, either A4 or A6 is a good car. Do some research on epinion.com and see if there is any popular known defects for AUDIs. Good Luck