All fucking selfish nonsense!! (except the third point which I don't know)
This class of people always try to grow their little brain, try to be "smart" and "wise" on life, what is life? Life is your bank account per your view!
Anything involving money and benifit would show your ugly face and selfish personality. Please don't try to be "SMART" any more, please don't post this kind of ugly shit any more teaching others how to live their life.
A stupid cheap car and couple thousand dollars insurance money would make you turn your cold ugly face to even your best friend! Best friend?? Do you even have fucking "best" friend? You wouldn't even trust your parents and your wife, I believe.
Get this shit off the web, please! This kind of shit would only make our community uglier and worse place.
"Credit is important in Canada", what do you need the most? I would suggest you to find the fundamental character of being a man and a citizen in the society. What you really lack and what the society really needs is integrity, honesty and a daring, caring and loving heart which makes a man. Not the fucking vehicle asset or your bank credit or insurance dollars which is fucking useless when Titanic is sinking, when World Trade Center is collapsing, when others is really in need....
Shut up your smart speech, please! The society doesn't need people being smart and the creation of the fucking "smart" game rules, pretending to be legal, honest, or being a decent man in streets.
Our community needs brave fire-fighters who put their own safety after others, our community needs people to give blood when somebody is in accident, our community needs neighbours and friends care and love each other. We need love!
Get out of here! Red fox, along with your fucking good credit and excellent driving record.. get out of here!
最初由 Redfox 发布
我自己来了多年,有几件事情不管是什么好朋友都不可以帮忙:
1)不借车给别人开。我可以开车帮忙。因为出了事情坏的是我的信用和保险纪录。
2)不替人做co-sign担保。一般人刚来时没有credit,租车买车,开信用卡,做个人贷款都可以找一个已经有信用史的人共同申请,叫做co-sign,如果出了问题,co-sign的人是要负责到底的。
3)不做professional referrence,只做personal referrence.有时候找工作雇主希望应聘者提供三个本地的reference。有的朋友希望我能够做professional referrence, 证明她/他的专业水平达到本地相应水平。雇主打电话来,我只能说:“我只是从个人角度了解到这个朋友,他/她做事情认真,刻苦,的确是从哪个学校毕业等等,他/她以前在那些单位工作过,但我没有和他/她共过事。”如果我说谎,这位雇主手头有我工作单位,电话,部门等,这个世界很小。我以后也不用给其他人做reference了。
这些都牵涉到信用问题。而信用在加拿大对一个人是很重要的