有没有免年费的美金信用卡?[问题]

[No-name]

发现RBC,CIBC等大银行的美金信用卡都要收年费,而且是美金年费.

加拿大有没有免年费的美金信用卡???

先谢了

 

[redobe]

美元信用卡好像都有年费。 TD, BMO,RBC,CIBC都收年费。

我的是BMO的Master Card。一年也用不上几次。
也有不方便的地方：不能像加元信用卡那样在网上直接付款，必须去银行柜台。

有一个总比没有强。

 

[kliu]

BMO's USD mastercard is no annual fee if you have a main banking plan with them.

I think most of the USD credit cards can have the annual fee waived if you have a bank account with the bank.

 

[gocanoeing]

why bother to have a US$ card

u can have CAD$ card and use anywhere
the exchange rate is quite reasonable in many banks

 

[mevisitor]

消费美金用美元信用卡好

用加元信用卡支付美金消费, 无论VISA还是MASTER,你用了就知道, 汇率差别有多大!

 

[kliu]

The BMO USD Mastercard also has one great feature, which is Address Verification. Many online stores will require that in order to process your transaction. The CAD credit cards here won't pass those tests because they will return as "not supported". Many online stores do not accept "international" credit cards since they don't support the address verfication.

 

[1784]

Re: 消费美金用美元信用卡好

2.5 to 3.5 percent commission on top the exchange

最初由 mevisitor 发布
用加元信用卡支付美金消费, 无论VISA还是MASTER,你用了就知道, 汇率差别有多大!

 

[1784]

CitiBank or CitiFinancial

 

[gocanoeing]

好像加元卡在美国使用，收的费用就是兑换率会高2-3%左右

如果我的理解正确的话，假设原来是1.00的兑换率，加上那个费用会是1.02 到 1.03

这应该还是可以接受的吧，除非准备花很多美元....

 

[No-name]

感谢大家的回复!