如何贷款自己建房

[puppy888]

借这里的人气问一下，想向银行贷款自己建房，不知这种贷款是否和一般的morgage一样？

如果不一样，又叫啥？Rate 一般是多少（相对于morgage)?

 

[mortgagegopher]

借这里的人气问一下，想向银行贷款自己建房，不知这种贷款是否和一般的morgage一样？

如果不一样，又叫啥？Rate 一般是多少（相对于morgage)?

This mortgage is different from residental mortgage. You get a specific percentage of the loan in different steps of construction.

The interest rate is about Prime rate + (1% - 2%) depending on the loan amount and the market value (or construction cost) of the property.