mortgage renewal

[chongchong]

要renew mortgage了，大家最近能拿到什么样的rate?

 

[happysappy]

I will have the same question.

 

[moose]

4% in TD bank

variable? then it does not sound a very good deal ...

 

[tour]

You got better deal? Where did you get it?

 

[chongchong]

4% in TD bank

It is fix or variable?

 

[挺傻]

fix 4% in scotiabank

Are you sure?
Sorry, no offend, just felt it's too low.

 

[aniceday]

fix 4% in scotiabank

It seems too good to be true.

 

[tour]

No bad. Where do get these?

Variable P-1% or Fix 5.2%

I will call Scotiabank for Fix 4%, it is priceless.

No bad. Where do you get these?

 

[陨石]

Variable P-1% or Fix 5.2%

I will call Scotiabank for Fix 4%, it is priceless.

Are you sure you can get Variable P-1% from Scotiabank?
I can get P-0.75 only.
Now the p is 4.75, right?

 

[徐志摩]

I have not really got P-1% yet, but I am promised by my home bank CIBC. Maybe she was only bluffing. Anyway, I have all accounts, credit cards in CIBC. Very loyal customer. Besides, I will pay >=25% down payment.

陨石: no offense, i think P-0.75 is not acceptable to me.

Why current fix rate is so high?

 

[挺傻]

well, even you have everything with CIBC, prime - 1% is sooooooooo GOOD!

 

[chongchong]

4% in TD bank

Did you get it recently?

 

[baby]

Same question--

Did you get the rate, P-1% eventually ?

Did you get it recently?

 

[陨石]

I have not really got P-1% yet, but I am promised by my home bank CIBC. Maybe she was only bluffing. Anyway, I have all accounts, credit cards in CIBC. Very loyal customer. Besides, I will pay >=25% down payment.

陨石: no offense, i think P-0.75 is not acceptable to me.

Why current fix rate is so high?

刚刚到CIBC谈过了。因为我的是open, convertible，CIBC 给不出P-0.75这样好的利率，P-1 更是痴心妄想。

 

[chongchong]

刚刚到CIBC谈过了。因为我的是open, convertible，CIBC 给不出P-0.75这样好的利率，P-1 更是痴心妄想。

So, what did you get eventually? I am looking for open, convertible too.