Can I leave some of last year's RRSP to this year? my last year's income is lower

[floraL]

my family income for last year is about $40000, this year will be more than $80000. SO, is it better for me to leave some amount of RRSP to this year --to reduce tax?

is it right that I can sttill buy last year's RRSP before March 1st?

really no idea about this. Thanks

 

[oread]

听起来挺有理，但具体这样能省多少钱贱贱不能肯定。
试试TAXWIZ TAX SCHOOL 里面的RRSP CALCULATOR
注意，这个连接有时会出错，但LOAD两遍通常就没问题啦。

 

[floraL]

so, I can leave last years RRSP to this year?

最初由 小贱贱 发布
听起来挺有理，但具体这样能省多少钱贱贱不能肯定。
试试TAXWIZ TAX SCHOOL 里面的RRSP CALCULATOR
注意，这个连接有时会出错，但LOAD两遍通常就没问题啦。

 

[西瓜]

最初由 floraL 发布
my family income for last year is about $40000, this year will be more than $80000. SO, is it better for me to leave some amount of RRSP to this year --to reduce tax?

is it right that I can sttill buy last year's RRSP before March 1st?

really no idea about this. Thanks

如果去年收入低，不用交很多税的话就可以不买RRSP，或少买（具体多少要算）。额度可以留到以后收入高的年份再买。也就是说RRSP的额度过期不作废。
如果不清楚可以问问陈天渔，我是刚刚请教过。