Disbursements
Examples of disbursements include:
* Registration Costs: It costs $70.70 to register a deed, a mortgage or any other document that affects the title to land.
* Title Search Fees: Usually a lawyer will hire a searcher to conduct a search of the title on his behalf because it is cheaper for you than having the lawyer do the search. The lawyer then reviews the search on your behalf.
* Teranet User Fees: Usually a lawyer will "charge through" to you, any costs associated with linking up to the teranet system that contains all the land registration documentation in electronic form.
* Photocopies, Faxes and Postage: Usually a lawyer will charge you a reasonable amount for these items.
* Off-Title Search Costs: In addition to searching the title to your new home, your lawyer may make various "off-title searches" to determine whether there are any problems that may affect your title. Each such inquiry usually has a cost associated with it which your lawyer will ask you to reimburse him for by including it in your account.
* Off-Title Searches include:
Tax Search: to ensure that there are no taxes outstanding on your property;
Zoning Search: to ensure the use of the property is in compliance with the zoning that applies to it, and to determine the coverage, set-back, height and other restrictions that may apply;
Unregistered Easement Search: to determine whether or not your new home is subject to any easements that may not be registered against the title to your new home;
Property Standard Search: to determine whether or not the property is in compliance with the property standards regulations and whether or not there are any outstanding work orders that affect the property;
Gas Search: to determine the status of the gas account, if, any and to notify the gas provider of the change of ownership;
Hydro and Water Search: to determine the status of the hydro and water accounts and to notify the utility company of the change of ownership;
Corporate Searches: to ensure that any previous corporate owners of your home were in good standing and capable of owning and selling land.
If your property has 2 or more units or is located in a rural environment; then any of the following enquires may also be necessary:
Fire Department Compliance Search: this may be necessary to ensure that fire safety standards required where a building consists of more than one living unit are complied with;
Hydro Compliance Search: this may be necessary where a building holds more than one dwelling unit to ensure compliance with safety regulations;
Drainage Act and Title Searches: these may be necessary to ensure the rural property is not encumbered by a drainage act or tile debenture.