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想请问懂行的人，低收入家庭有必要开那种5000的免税账户吗
- 主题发起人 似云烟
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是不错，是在下要来的
去年初在RBC搞的，不过是两年固定。
是一个学一个的。先是家里一smart在CIBC得到，第二个是TD客户，也得到了。在下原来在RBC只有1。5， 很丢面子，电话打过去，也给MATCH了
I believe I got that 3.25% rate too for a two-year term.
vivina99
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事例：
5000 刀 GIC 3.25% 一年下来利息是160刀
160刀不要缴税， 不知道能省多少錢， 可能把我昨晚在HOCKEY SUSHI 70多刀帐单省了
Could you pleasae let me know which bank has 3.25% GIC?
I really want to deposit it.
thank you.
vivina99@hotmail.com
只是马甲而已
新手上路
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现在利息太低了。这个的好处是保本金, 比炒股省心安心。
但是4000是在单一tax年到， 如果能免税， 还是应该高兴的。
RBC Market Access GICs™
Security and Market Potential — in One Investment
RBC Market Access GICs offer the best of both worlds – the security of a GIC and the higher return potential associated with an equity investment. This combination gives you peace of mind as your investment is positioned for growth while your principal is 100% protected.
first lady
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嗨!去年我赚了￥2500，50%的升幅。自我感觉不错。
只是马甲而已
新手上路
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http://www.tdcanadatrust.com/GICs/MktGrowth.jsp
Market Growth GICs
Unlike regular GICs, our Market Growth GIC returns are linked to the performance of one or more stock market indices, so you have the potential for higher returns. But unlike stocks, your principal is guaranteed no matter which way the markets move. And your investment has no foreign currency risk.
Choose from a selection of different Market Growth GICs
For all Market Growth GICs, the return is calculated based on the percentage increase, if any, in the underlying index or indices over the term of the investment, subject to the Maximum Return. The Maximum Return is set on the date of purchase, and represents the highest return your investment can earn. Please refer to the Rate Information for current Maximum Returns.
Principal Protected
Your original principal is protected no matter which way the applicable stock market index goes!
If the market index increases over the term of your investment, you benefit from the increase up to the Maximum Return.
Market Growth GICs
Unlike regular GICs, our Market Growth GIC returns are linked to the performance of one or more stock market indices, so you have the potential for higher returns. But unlike stocks, your principal is guaranteed no matter which way the markets move. And your investment has no foreign currency risk.
Choose from a selection of different Market Growth GICs
- GIC PLUS
Return linked to the performance of the S&P/TSX 60. - U.S. GIC PLUS
Return linked to the performance of the S&P 500 Index. - GLOBAL GIC PLUS
Return linked to the combined performance of the S&P/TSX 60 (Toronto), S&P 500 (New York), FTSE 100 (London), Nikkei 225 (Tokyo) and DJ EUROSTOXX 50 (Frankfurt) indices. Weighting of each index determined by TD Canada Trust. - FINANCIALS GIC PLUS
Return linked to the performance of the S&P/TSX Banks Index. - UTILITIES GIC PLUS
Return linked to the performance of the S&P/TSX Capped Utilities Index.
For all Market Growth GICs, the return is calculated based on the percentage increase, if any, in the underlying index or indices over the term of the investment, subject to the Maximum Return. The Maximum Return is set on the date of purchase, and represents the highest return your investment can earn. Please refer to the Rate Information for current Maximum Returns.
Principal Protected
Your original principal is protected no matter which way the applicable stock market index goes!
If the market index increases over the term of your investment, you benefit from the increase up to the Maximum Return.
