瞧我这记性!---请问这样问题大家也这样一来处理吗?问题不大吧

不好意思。可能是你的责任,因为对方有the right of way(路权)。

修起来应该不大,但是保险涨起来至少每年几百。

去年晚上蹭了别人的车,结果我的保险每年涨350左右。要六年后才下来。
 
别吓我啊

我没有吓你。

我当时也就是轻轻地蹭了他的车一下。他出来说是四个星期的新车,blah,blah。他先捅到保险公司,我也就没有可能私了。结果保险涨了350/year。

听起来你的对方是旧车,估计你陪他几百块能私了为好。

Good luck,

退车出来与行进中的车相撞,多半是退车人的责任。这是我的理解,不一定对。
 
今天在商店停车场倒退出停车位时,和一辆飞快头进我对面停车位的车右屁股擦上了,双方都有一点擦痕,对方说是我的责任,我认为双方的错,因我先退,但我还是认栽.我问他要多少钱,他没说,抄了我的架照和保险所有信息.给我他的信息,但我忘记和他写下发生什么事.离开后我才想来,应该写个发生什么事,有多严重,哪个部位的纸,双方应该签个字什么的.我只拍了照片.现在有点后怕.万一他的车之前或之后有什么事故,他有我的全部信息,赖我岂不是说不清了?
只好问大家是否遇见这样的小事也没有写这么个备忘录也罢没问题.这万一几年后他车有自己撞了,赖我怎么办?有无实效呀这!
顺便问,擦了几条10几厘米的细细的漆应该赔多少呢?对方是个大概7-9年新的牌子象海鸥模样的小车

200871110949532_2.jpg


海鸥摸样的标志
 
不好意思。可能是你的责任,因为对方有the right of way(路权)。

修起来应该不大,但是保险涨起来至少每年几百。

去年晚上蹭了别人的车,结果我的保险每年涨350左右。要六年后才下来。


每年涨350左右?!可怕。
 
每年涨350左右?!可怕。

Sorry, 但愿不会每年。

但是,即使不每年涨350,但是六年下来也有6x350=2100。

如果每年涨350, 那就是1+2+3+4+5+6 = 21 × 350 = ?

所以私了还是划算的。
 
Ayin is right!
 
Ayin is right!

I don't think so. Since this light accident happened in Parking lot. It should be fifty-fifty responsibility for both of us. I had the similar experience; as the result, there was no increased issuance at all.
 
I don't think so. Since this light accident happened in Parking lot. It should be fifty-fifty responsibility for both of us. I had the similar experience; as the result, there was no increased issuance at all.
You are still at fault even attributed fifty-fifty responsibility. I even doubt an adjuster will settle this by 50-50. You are backing off your car in to a moving vehicle! Just my 2 cents.
 
可怕啥? 你不能拿你的车比人家 Ayin 的车啊! :D

俺的车,俺不心疼。前面已经给撞了两次,大撞。

问题是那老兄不私了就报保险了。我的bumper上也就是一个loonie大小的印痕,连塌进去都没有。唉。没有办法。认了,也就睡得很踏实。
 
I don't think so. Since this light accident happened in Parking lot. It should be fifty-fifty responsibility for both of us. I had the similar experience; as the result, there was no increased issuance at all.


You are right
 
In parking lot, once two cars were moving, no matter who hit whose car, 50%-50% fault for each side. Therefore, if the other driver likes to pay much higher insurance premiums for next few years, he/she may make a claim to his/her insurance company. In this case, you will also have to pay higher insurance premiums for next few years because you have 50% fault for this accident. If the other driver is wise and did not make a claim, then you don't need to worry anything and don't need to pay any to the other driver. If the other driver did make a claim to his insurance company, then your insurance company will probably call you. In this case, the only thing you need to be careful and indicate clearly to your company is that both of cars were moving and hit each other in the PARKING LOT. Don't need to say anything else. Good luck.
 
In parking lot, once two cars were moving, no matter who hit whose car, 50%-50% fault for each side. Therefore, if the other driver likes to pay much higher insurance premiums for next few years, he/she may make a claim to his/her insurance company. In this case, you will also have to pay higher insurance premiums for next few years because you have 50% fault for this accident. If the other driver is wise and did not make a claim, then you don't need to worry anything and don't need to pay any to the other driver. If the other driver did make a claim to his insurance company, then your insurance company will probably call you. In this case, the only thing you need to be careful and indicate clearly to your company is that both of cars were moving and hit each other in the PARKING LOT. Don't need to say anything else. Good luck.
Thanks.

I am not sure where you get this, but to me it is a scary one. :(
 
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