No, you misunderstood. If CCC's car parked in the parking lot, your car hit his car and CCC has a witness for the incident. It will be 100% your fault. Of course, you will not make a claim to your insurance company. But I believe that CCC will do it. In this case, you will pay the costs (insurance discount) plus higher insurance premium for few years. CCC just fixes his car and pays nothing.