Sorry reply you late,if you have used car, new driver no any experience but have certificate, and the car's value arount under $7000, full insurance is 1000/year,new car arount 1200/year, byt you have to be seen the higher of the car value, the insurance willbe higher.hope you can got some idea of that, in fact the good way you can call that broker directly, that's will be helpful. (no Charge even you can't get hte deal with him0