$100 for 2 demerit points???

[第N个马甲]

我觉得挺好， 因为如果是趴车一类的票， 即使有记录，不影响车险

so you think I am getting a good deal then?

 

[viper99]

扣点后，保险的钱会increase吧:blink:

不一定
我开车这么多年，虽然没出过任何事故
但是，超速，Parking Tickets 无数 （也没那么多，就是多到不知道总共多少张了，多到受到过警告信如果再得Speeding我就要去上课了）
我的保险长没长呢？

我有的是直接交钱的，有的是接受减免交钱的，有的是觉得冤枉上庭但认输了，只有一次上庭我不认输，打到底但是失败了（输给那个警察了）

直接交钱的，接受减免的，上庭认输的，有扣点的，没有一次影响我保险的，保险Renew时都rate 下降了的
只有那次上庭输了不服打到底的，次年保险涨了，我的判断是法庭（或警察）主动通知我保险公司了，保险公司告诉我有Speeding

 

[9981]

so you think I am getting a good deal then?

Yes, I think so

 

[mustard]

啥点不点的
我告诉你个实例，是我自己的
如果你Renew保险不换保险公司时，你那些点保险公司也不会去查，没人会主动告诉保险公司
可是，如果你想换家保险公司，你所有被罚款的，保险公司都能看到，我以前上庭打掉的Speeding点（少交罚款了），号称不计点的，保险公司全部打印出来一个List上，全部影响你保险Rate

即使不扣点，但曾经罚款，也会影响保险？

那上庭的好处是什么呢？为什么都说点比罚款更重要呢？除了保险，还影响什么？

 

[viper99]

so the prosecutor tricked me?

I didn't say the prosecutor tricked you.
I just don't think you have to pay another $100 for 2 demerit points. I DO NOT really think your insurance will be increased if you just pay the fine of $80.

 

[ccc]

A good deal is a good deal, men!

 

[9981]

不一定
我开车这么多年，虽然没出过任何事故
但是，超速，Parking Tickets 无数 （也没那么多，就是多到不知道总共多少张了，多到受到过警告信如果再得Speeding我就要去上课了）
我的保险长没长呢？

我有的是直接交钱的，有的是接受减免交钱的，有的是觉得冤枉上庭但认输了，只有一次上庭我不认输，打到底但是失败了（输给那个警察了）

直接交钱的，接受减免的，上庭认输的，有扣点的，没有一次影响我保险的，保险Renew时都rate 下降了的
只有那次上庭输了不服打到底的，次年保险涨了，我的判断是法庭（或警察）主动通知我保险公司了，保险公司告诉我有Speeding

One thing is apparent, you lose the option to change insurance company and insurance company has the right to claim the difference of the premium if they find out later, although it is a theoretical possibility

 

[西迈]

anyway, 长话短说，他说我的conviction is 要减2分的，但他可以把我的变成是bylaw - obstruction of traffic...but I have to plea guilty to that and my fine is increased from $80 to $180...he said that way is like nothing has happened, like I only pay for parking ticket.

头一次听说还有这么干的...那个人应该是代表政府的.

看你能不能掰吃了...也要看对方有没有证据, 你的明白?

 

[第N个马甲]

Yes, I think so

maybe I should tell him I am poor and see if he will reduce my fine

I am dummy

 

[viper99]

即使不扣点，但曾经罚款，也会影响保险？

那上庭的好处是什么呢？为什么都说点比罚款更重要呢？除了保险，还影响什么？

我不能做总结发言，那会误导村民
我只能说，当你换保险公司时，保险公司会自己去查你的记录，你所有罚款记录都可以被查到，会打印在一个单子上和你一起Review
好家伙，我一看，傻眼了，那些个号称不计点的Speeding全部在那个单子上，保险公司代理告诉我，只要是Speeding， 不管超多少有无点，有一个算一个，累计看你几次超速，再给你判断什么Rate保险公司可以给你

我的结果是，放弃了换保险公司

 

[第N个马甲]

头一次听说还有这么干的...那个人应该是代表政府的.

看你能不能掰吃了...也要看对方有没有证据, 你的明白?

the other driver who got hit was there.

 

[第N个马甲]

A good deal is a good deal, men!

hope so, Amen!

 

[viper99]

One thing is apparent, you lose the option to change insurance company and insurance company has the right to claim the difference of the premium if they find out later, although it is a theoretical possibility

Agree,but, it's just a THEORETICAL possibility.
My case is my insurance never got increased since I never changed my insurance company.

 

[第N个马甲]

Agree,but, it's just a THEORETICAL possibility.
My case is my insurance never got incresed since I never changed my insurance company.

I also don't plan on changing insurance company maybe I shouldn't take the 'deal'then

 

[viper99]

the other driver who got hit was there.

Oh man, you hide a fact, you hit another car?

In this case, your insurenace will be increased for sure if another driver claimed the accident to his/her insurance company, no matther you pay $80 or $180 without the points.