Currently, the neighbour hasn't provided me any confirmation if he want to resolve the issue privately or by insurance. When I show him a quote ~1400 from the "VIP auto", he suspect it is likely more than this once it is actually repaired. When I show a quote of ~2300, he want to go to the insurance.
To be honestly, I have no problem to claim to the insurance, since it is 100% his fault. However, I just hope to get a best way for the neighbor. Also, when the problem occurred, I found his driver license is expired two month ago. I reminded him and he went to renew in the afternoon. This is also one reason that I prefer to not go to the insurance, because the expired driver license might makes trouble for the neighbor.
I think I will have to go to the insurance at this moment, here are some questions:
1, if it is still ok for me to claim this today, since the accident occurs on last Saturday?
2, if he will get problem due to expired driver's license?
3, any impact for me in future insurance fee?
Sorry that I have no Chinese input. Thanks,