请问最近大家拿到的MORTGAGE利率是多少?
- 主题发起人 辣妹妹
- 开始时间
National Mortgage:
1 Year Closed 3.70%
2 Year Closed 4.35%
3 Year Closed 4.75%
4 Year Closed 4.95%
5 Year Closed 5.25%
7 Year Closed 5.70%
10 Year Closed 6.00%
15 Year Closed 6.66%
Prime 3.75%
BMO:
Rate Type Term Annual Percentage Rate
Fixed Rate 6 month (convertible) 5.150
Fixed Rate 6 month (open) 6.650
Fixed Rate 1 year (closed) 4.500
Fixed Rate 1 year (open) 6.750
Fixed Rate 2 year (closed) 5.250
Fixed Rate 3 year (closed) 5.950
Fixed Rate 4 year (closed) 6.300
Fixed Rate 5 year (closed) 6.500
Fixed Rate 6 year (closed) 6.950
Fixed Rate 7 year (closed) 7.450
Fixed Rate 10 year(closed) 8.050
Fixed Rate 18 year (open) 8.950
Variable Rate 3 year (open)* 3.750
Variable Rate 5 year (protected)* 3.650
Variable Rate 6 year (flexible below prime)*(1) 3.375
1 Year Closed 3.70%
2 Year Closed 4.35%
3 Year Closed 4.75%
4 Year Closed 4.95%
5 Year Closed 5.25%
7 Year Closed 5.70%
10 Year Closed 6.00%
15 Year Closed 6.66%
Prime 3.75%
BMO:
Rate Type Term Annual Percentage Rate
Fixed Rate 6 month (convertible) 5.150
Fixed Rate 6 month (open) 6.650
Fixed Rate 1 year (closed) 4.500
Fixed Rate 1 year (open) 6.750
Fixed Rate 2 year (closed) 5.250
Fixed Rate 3 year (closed) 5.950
Fixed Rate 4 year (closed) 6.300
Fixed Rate 5 year (closed) 6.500
Fixed Rate 6 year (closed) 6.950
Fixed Rate 7 year (closed) 7.450
Fixed Rate 10 year(closed) 8.050
Fixed Rate 18 year (open) 8.950
Variable Rate 3 year (open)* 3.750
Variable Rate 5 year (protected)* 3.650
Variable Rate 6 year (flexible below prime)*(1) 3.375
ING Direct.
Current Rates
Investment Savings Account and RSP ISA 2.25%
USD Investment Savings Account 1.00%
GIC and RSP GIC
1 Yr 2.50%
2 Yr 3.15%
3 Yr 3.65%
4 Yr 4.00%
5 Yr 4.25%
Mortgages
5 Yr Variable 3.15%
1 Yr Fixed 3.50%
3 Yr Fixed 4.75%
5 Yr Fixed 5.25%
10 Yr Fixed 5.99%
Current Rates
Investment Savings Account and RSP ISA 2.25%
USD Investment Savings Account 1.00%
GIC and RSP GIC
1 Yr 2.50%
2 Yr 3.15%
3 Yr 3.65%
4 Yr 4.00%
5 Yr 4.25%
Mortgages
5 Yr Variable 3.15%
1 Yr Fixed 3.50%
3 Yr Fixed 4.75%
5 Yr Fixed 5.25%
10 Yr Fixed 5.99%
kool
Bossman
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- 2003-01-03
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Re: Re: 看来Mortgage涨得厉害 ！！！
agree.
浮动的rate是比较适合没有太多现钱， 并想省下的钱做装修或其他用途， 虽然看起来现在感觉不错， 但1年后可能会涨高， 到时再lock那就会是在当时的prime rate 的基础上， 长远来看不省钱。 (过去发生过一年涨好几个点的事情)
其实你可以去银行好好交涉， 按自己的情况来正确的定你的plan.
I got my rate in 5 yrs from Scotia bank 4.15%.( I had a special deal)
I locked this rate three mouths ago.
最初由 小傻 发布
If you lock the rate, no worry, they will give you the lowest rate in this period until your closing day...
Come on guy, find a bank(or broker), lock your rate...it's FREE
agree.
浮动的rate是比较适合没有太多现钱， 并想省下的钱做装修或其他用途， 虽然看起来现在感觉不错， 但1年后可能会涨高， 到时再lock那就会是在当时的prime rate 的基础上， 长远来看不省钱。 (过去发生过一年涨好几个点的事情)
其实你可以去银行好好交涉， 按自己的情况来正确的定你的plan.
I got my rate in 5 yrs from Scotia bank 4.15%.( I had a special deal)
I locked this rate three mouths ago.
a lower mortgage rate is a great help, but does it mean only a lower interest rate will help you/family a lot?
My client did a refinancing, rate at 7.75 3 year, but they can manage to have the same payment of rate 6.25 but interesting is, they pay off their mortgage faster than the 6.25%
Amazing, isn't it?
Anyway wants a free analysis, I will be avaliable everyday after 5pm.
My number: 613-864-4421
My name: David
P.S. Please remind that, the above situtation is TRUE but its not necessary can apply to everyone~
My client did a refinancing, rate at 7.75 3 year, but they can manage to have the same payment of rate 6.25 but interesting is, they pay off their mortgage faster than the 6.25%
Amazing, isn't it?
Anyway wants a free analysis, I will be avaliable everyday after 5pm.
My number: 613-864-4421
My name: David
P.S. Please remind that, the above situtation is TRUE but its not necessary can apply to everyone~
