请问最近大家拿到的MORTGAGE利率是多少?

[笑傲江湖]

BOC increased the overnight lending rate by a quarter, so major banks are following to increase their mortgages. 请问最近大家拿到的MORTGAGE利率是多少?

 

[挺傻]

Each bank has its standard mortgage rates. As far as I know, those rates are quite similar among the big five chartered banks in Canada. You need to negotiate with your banking officers and try to get some bonus from them.

 

[笑傲江湖]

I agree, but someone could have close a better rate somewhere else. As far as I know, posted rates are quite similar across the major banks, but the discounted rates are different, ranging from posted rate minus 1.25% to 1.6% for a 3-year or longer term. So, it is still worthwhile to posted the best rates one might have so that others can have a reference to negotiate with their banks....

最初由 挺傻 发布
Each bank has its standard mortgage rates. As far as I know, those rates are quite similar among the big five chartered banks in Canada. You need to negotiate with your banking officers and try to get some bonus from them.