Tire Explanation
I'm confuse why 月下独酌 doesn't agree that the tire width, or rim size can be change.
Basically, for tire, you have following choice:
1. Speed (normally is H = 210 km/h)
2. Load index (normally is 83 = 487 kg)
3. Width (normally is 195 mm)
4. Rim size (normally is 14" or 15")
For choice 1 and 2, you can maintain your tire size.
For choice 3, you can choose a wider tire for better grip, such change from 185 mm to 195 mm, which will increase fuel consumption by 0.x% for my car. Or decrease to 175 mm, to save fuel, or for spare tire (lighter). Wider tire is a little heavier to turn on your steering feel, but it only obvious when you park.
For choice 4, you can choose different rim size, which eventually you have to change your tire size. There are alloy rim which varies from 15" - 21". 17" is becoming standard in mid range sedan, or people who like bigger and more standout rim. Alloy rim is lighter, which improve handling. Ceramic compound rim is for high-end sport car, which is hard to find in the market.
Whenever you change the tire width, or rim size, the middle number, which is the aspect ratio, will decrease by 5 for each size increase.
The list I posted are assuming:
1. tire width - 1 size larger
2. rim - 1 size larger
3. tire width & rim - 1 size larger
4. tire width - 1 size smaller
Michelin has a toll free number to help you choose their tire as well: 1-888-871-4444
Bridgestone homepage has more information about the explanation for the tire number. I navigated to the exact URL, and save you some time. Anyway, it is fun to read up on tire company for their technology:
http://www.tiresafety.com/passenger.asp
Entry class car is normally doesn't equip with expansive tire, or rim for economy reason. It is up to individual driver to upgrade themselves. 16" and 17" rim for Civic is an option which cost $1.4k - $1.6k (w/ tax). If you buy yourself, then it may cost $1k - $1.2k. However, insurance may charge you a few hundred more for customizing the car. Reason due to too standout, and increase probability of car thief. One option is to buy original Honda Civic 17" rim, which may prevent the additional insurance cost. I guess.
Insurance doesn't charge more to upgrade wider tire, though
Feel free to correct with reason and justification.