用TFSA炒股看来不划算

[showyou]

本来打算用TFSA账号做为操作的账号，也就为省点税。可是事与愿违。对我这个操作不频繁的人来说很吃亏，政府的税是免了，不过都交给经纪公司了。

我在questrade开户。我做美股。但是只要做成交一次。这一天就要交US$5的所谓服务费.
假如，你全年的收入是<36,020 , 税率应该是21.05%。
一次交易只买或卖，要交questrade $10

赚 上税额度 税率 gov questrade
$100 $50 21% $11 $10
也就是说买卖一次，你不许赚取$100以上，这个TFSA才能真正的省钱。
不算不知道啊，真黑啊，纯赚$100是个容易的事嘛。
也许就不能用TFSA做频繁的交易。要赚就赚大额的。nnd

 

[buddy]

本来打算用TFSA账号做为操作的账号，也就为省点税。可是事与愿违。对我这个操作不频繁的人来说很吃亏，政府的税是免了，不过都交给经纪公司了。

我在questrade开户。我做美股。但是只要做成交一次。这一天就要交US$5的所谓服务费.
假如，你全年的收入是<36,020 , 税率应该是21.05%。
一次交易只买或卖，要交questrade $10

赚 上税额度 税率 gov questrade
$100 $50 21% $11 $10
也就是说买卖一次，你不许赚取$100以上，这个TFSA才能真正的省钱。
不算不知道啊，真黑啊，纯赚$100是个容易的事嘛。
也许就不能用TFSA做频繁的交易。要赚就赚大额的。nnd

能否说的再明白点? 是不是买/卖一次收佣金+$5? 从 Tax Free Savings Account 取钱要交税吗?

 

[dkwan]

It is $5 if you trade any non-Canadian stock.
If Monday have 1 trade(buy or sell), $5
If Tuesday have 0 trade, $0
If Wednesday have 1 trade(buy or sell), $5
If Thursday have 5 trades(buy or sell), $5
If Friday have 100 trades(buy or sell), $5

It's not per trade $5.
Hope that explains.

 

[buddy]

It is $5 if you trade any non-Canadian stock.
If Monday have 1 trade(buy or sell), $5
If Tuesday have 0 trade, $0
If Wednesday have 1 trade(buy or sell), $5
If Thursday have 5 trades(buy or sell), $5
If Friday have 100 trades(buy or sell), $5

It's not per trade $5.
Hope that explains.

Think you for the explanation. Just want to make sure that if there is no additional fee for Canadian stocks.

 

[Consciousness]

买加拿大公司不就行了？本来PORTFLIO里面外国公司%不应该太高。

Registered accounts, including TFSAs, holding USD will be charged $5 each day USD securities are traded. For more details go to the USD in RSP information page and the FAQs.

 

[buddy]

本来打算用TFSA账号做为操作的账号，也就为省点税。可是事与愿违。对我这个操作不频繁的人来说很吃亏，政府的税是免了，不过都交给经纪公司了。

我在questrade开户。我做美股。但是只要做成交一次。这一天就要交US$5的所谓服务费.
假如，你全年的收入是<36,020 , 税率应该是21.05%。
一次交易只买或卖，要交questrade $10

赚 上税额度 税率 gov questrade
$100 $50 21% $11 $10
也就是说买卖一次，你不许赚取$100以上，这个TFSA才能真正的省钱。
不算不知道啊，真黑啊，纯赚$100是个容易的事嘛。
也许就不能用TFSA做频繁的交易。要赚就赚大额的。nnd

打算在questrade开户, 用TFSA账号. 能否介绍一下开户手续? 有无最低限额. 因为TFSA每年只有5000.

 

[dkwan]

Opening a new account is easy.
Make sure you choose TFSA, both USD and CAD when asked.

Since TFSA is a registered account, there are some stocks/option cannot be traded.

 

[buddy]

Opening a new account is easy.
Make sure you choose TFSA, both USD and CAD when asked.

Since TFSA is a registered account, there are some stocks/option cannot be traded.

How do you feel about this online broker?

 

[dkwan]

Interface is not good.
It is good for non-frequent traders.

 

[dkwan]

I opened a TFSA account with them and trade mainly call and put options.
It's been good for me so far.

 

[buddy]

Interface is not good.
It is good for non-frequent traders.

Thank you for your response. I am a non-frequent trader.


By the way, is there any hidden fee besides commissions?

 

[dkwan]

be careful of depositing CAD but trade US stock for the first time.
make sure you read how your account setup before trade or you will lose quite a exchange rate fee.

 

[buddy]

be careful of depositing CAD but trade US stock for the first time.
make sure you read how your account setup before trade or you will lose quite a exchange rate fee.

Thanks. I do not have plan to trade US stocks for the time being. Canadian stocks only.

 

[dkwan]

Then, it should be a bless.

 

[buddy]

I opened a TFSA account with them and trade mainly call and put options.
It's been good for me so far.

I am considering to open a TFSA account with then. If I open it online, how do transfer fund into my account? And TFSA is the registered account, how does CRA know it?