渥村的房价会跌多少？

[yycivang]

2008 年新房的价格涨了3.3%

渥村的房价涨了，不是跌了。

LOL

 

[colonel]

LOL

nation wide resale housing price jumped 8.7% in feburary. How is that, kid? I heard you are still laughing.

 

[yycivang]

nation wide resale housing price jumped 8.7% in feburary. How is that, kid? I heard you are still laughing.

lol, lol, lol.

 

[US$]

nation wide resale housing price jumped 8.7% in feburary. How is that, kid? I heard you are still laughing.

高见高见.
原来会指鹿为马的高人还不是珍稀品种(一般没有后代,他们的祖宗就是如此).

 

[ChinaFarmer]

Ottawa Real Estate Board - Listing Details

Started to list last Fall over 410K. Recently it was changed to another agent. Now see the price. I don't expect dropping like that, what's wrong with this house and who is the owner?

 

[PLA]

actually this is not the only one house which takes significant cut on asking price.

It has nothing wrong with the house itself in booming years. People probably had to line up to buy this house when it was built.

it just has a 3 story apartment building at a higher ground next to its backyard.

I've seen quite a few houses in kanata lakes which have similar "defects" had chopped off its original asking price in a range of 20k to 40k.

Ottawa Real Estate Board - Listing Details

Started to list last Fall over 410K. Recently it was changed to another agent. Now see the price. I don't expect dropping like that, what's wrong with this house and who is the owner?

 

[colonel]

高见高见.
原来会指鹿为马的高人还不是珍稀品种(一般没有后代,他们的祖宗就是如此).

蠢人。
赵高是你祖宗。

 

[Regina]

Revised.

BTW, Can you let me know where I can rent a single house @1200, plus landlord pay all insurance and utility. I assume you live in Ottawa, right?

 

[US$]

最近有人引用本贴，故顶上一下。
事物总是发展变化的。但不能因为今天的上涨而否定昨天的下跌，也无法预知明天的上涨。
事物也是普遍联系的。今天的房贷利率救了房价，同时也拉高了其它资源和商品 的价格。
美国在2002年上演了同样的事情，5年后，刚好需要再申请房贷，于是就发生了眼前的这一幕。
事物总是有其内在的规律在起作用，外在的力量只是改变了其发展和变化的时间。
在经济学领域，不要相信学者和专家，也不要相信政府的干预。

 

[Littlecesar]

在经济学领域，不要相信学者和专家，也不要相信政府的干预。

我也不相信US$, 只相信CAN$。

 

[yycivang]

for the house buyers, current interest rate is the lowest it can be, if interest rate doubles in 5 years on your mortgage renewal, will you income double in 5 years to cover the new payment? buy what you can afford, not just because interest rate is low, better safe than sorry.

 

[xiaomei]

for the house buyers, current interest rate is the lowest it can be, if interest rate doubles in 5 years on your mortgage renewal, will you income double in 5 years to cover the new payment? buy what you can afford, not just because interest rate is low, better safe than sorry.

do the math, why need the income doubles to catch up the mortgage increase double? for example, if your current monthly mortgage is $1500, and net family income is $7000, after 5 years, as you predict the mortgage is $3000, increased by $1500, to make ends meet, your monthly income should be $8500 in 5 years later, the income increase rate over five years should be 1500/7000=21%, (average yearly increase is 4%). If you have a good job, nothing need to be worried!!!
Remember mortage payment is not total amount you earned, the average percentage is 30% of your net income. In ottawa, this percentage is much lower (about 25%.)

 

[blue1]

do the math, why need the income doubles to catch up the mortgage increase double? for example, if your current monthly mortgage is $1500, and net family income is $7000, after 5 years, as you predict the mortgage is $3000, increased by $1500, to make ends meet, your monthly income should be $8500 in 5 years later, the income increase rate over five years should be 1500/7000=21%, (average yearly increase is 4%). If you have a good job, nothing need to be worried!!!
Remember mortage payment is not total amount you earned, the average percentage is 30% of your net income. In ottawa, this percentage is much lower (about 25%.)

 

[blue1]

mortgage由要还的本金和利息组成，就算利息double了，mortgage 也不会double， ５年后剩下的本金少了些，就算利率double了，利息也不会是现在利息的double

 

[Hainiu]

我也不相信US$, 只相信CAN$