给父母探亲访问期间买的医疗保险费用可以报税吗？

[tigeryu2004]

给父母探亲访问期间买的医疗保险费用可以报税吗？如果可以，怎么报？

我用ufile，把父母加为dependent, 然后将医疗保险费用放到他们名下的medical expense, 结果发现这部分多退给我的税快等于实际花费的保险费用了，这肯定不对

 

[CFCBUG]

首先探亲的父母就不能作为DEPENDENT吧？

 

[linie]

给父母探亲访问期间买的医疗保险费用可以报税吗？如果可以，怎么报？

我用ufile，把父母加为dependent, 然后将医疗保险费用放到他们名下的medical expense, 结果发现这部分多退给我的税快等于实际花费的保险费用了，这肯定不对

我也觉得探亲的父母不能作为dependent 报税。就算可以，费用也应该是放在你的名下而不是他们的名下吧（当时买保险的时候应该是你买的吧）。他们没有收入，所以放在他们名下返回的钱多。

我去年也有同样的情况，后来这部分花销没有报进去。

 

[tianf]

肯定不对！探亲的父母不能作为dependent。

 

[2743477]

大部分的探亲保险都是没有收税的.

 

[Yuc]

给父母探亲访问期间买的医疗保险费用可以报税

General Income Tax and Benefit Guide - 2008 : Federal non-refundable tax credits (Schedule 1)

Line 331 - Allowable amount of medical expenses for other dependants

Claim the part of eligible medical expenses you or your spouse or common-law partner paid for the following persons who depended on you for support on line 331:

• your or your spouse's or common-law partner's child who was born in 1990 or earlier, or grandchild; or
• your or your spouse's or common-law partner's parent, grandparent, brother, sister, aunt, uncle, niece, or nephew who was a resident of Canada at any time in the year.

The expenses must meet the criteria in the section called "Eligible medical expenses" at line 330. Also, the claim must be for the same 12-month period that was determined at line 330.
Under proposed changes, the list of "Eligible medical expenses" has been expanded.
For more details, see Guide RC4064, Medical and Disability-Related Information. This guide includes Form T2201.

 

[tianf]

我认为问题的关键在于给你父母探亲访问期间买的医疗保险费用虽说是给你父母用的，但是以你的名字买的（请看receipt上的名字），所以只能算作你的医疗费用，而不能算作你父母的医疗费用。

另外我认为你父母不能称作residents of Canada，只能称作visitors of Canada

 

[tigeryu2004]

看来不能是dependent, 那就应该不能用来报税了

Less: $1,962 or 3% of line 236 of that dependant (whichever is less)

 

[ccc]

General Income Tax and Benefit Guide - 2008 : Federal non-refundable tax credits (Schedule 1)

Line 331 - Allowable amount of medical expenses for other dependants

Claim the part of eligible medical expenses you or your spouse or common-law partner paid for the following persons who depended on you for support on line 331:

• your or your spouse's or common-law partner's child who was born in 1990 or earlier, or grandchild; or
• your or your spouse's or common-law partner's parent, grandparent, brother, sister, aunt, uncle, niece, or nephew who was a resident of Canada at any time in the year.

The expenses must meet the criteria in the section called "Eligible medical expenses" at line 330. Also, the claim must be for the same 12-month period that was determined at line 330.
Under proposed changes, the list of "Eligible medical expenses" has been expanded.
For more details, see Guide RC4064, Medical and Disability-Related Information. This guide includes Form T2201.

父母探亲访问期间买的医疗保险费用不可以报税, simply because they are NOT residents of Canada. They are visitors to Canada. (Do they have SIN's?)

 

[tigeryu2004]

卖保险的说可以报税，看来是错误引导

 

[Beefburger]

探亲父母属于TEMPARORY RESIDENT。可以作为DEPENDANT保税。

A Canadian resident is defined as a person whose primary residence is in any part of Canada who is not an Ontario resident and who has lived in Canada for a period of at least six consecutive months during the 12 months

 

[tigeryu2004]

那究竟是把买保险的费用作为自己的medicine expense来报税，还是作为dependent报？

我试着作为expense报，没有意义，买保险的费用需要减掉$1962, 多余的部分才有退税。

我父母在这儿超过6个月，看样子满足tempory resident的条件，我试试作为dependent报税，发现退的税基本和买保险的钱一样了，俺不敢相信加拿大政府会这么好，看起来退税的部分不只是这部分保险的钱，因为是作为dependent. 他们没有SIN号，作为dependent总觉得不对。

哪位有经验的帮忙给确认一下？我可不想让CRA找我的麻烦

 

[Beefburger]

我用STUDIOTAX报的。打开DEPANDENT，加入父母的名字和保险费用。然后要付个表，SCHEDULE2？我不记得了。里面到OTHERS 什么的，把你刚建好的DEPANDENT LIST加进去就行了。我的能退1/4到1/3

 

[tigeryu2004]

又试了试，保险部分能退大概30%，但还有一部分退税不知道是什么，看起来父母作为dependent，本身就可以帮助退税，尽管他们没有SIN, 但是住够了6个月以上？

 

[linie]

问一下CRA吧，呵呵，每个人的理解都不一样。
另外， 以前有人报了并成功的。可能是因为这样报是对的，也有可能是税务局没有查这部分。
再另外，如果买保险的receipt上付款人是楼主的名字，我觉得这部分费用应该算在楼上的medical expense里面而不是你父母的medical expense里面。不然万一CRA查的话就会有问题。当然，也有可能CRA根本不会查这点。还是弄清楚一点好。