开个回答问题贴，请大家有问题都放这里

[OCAC]

Hi OCAC,
I borrowed money from my LOC to pay the deposit for a new condo 2 years ago (rental purpose), and it will close this year. My questions are: 1) Can I claim the interest on LOC (soft cost)? 2) If yes, should the interest be claimed in the year(s) it occurred or in the year the condo is closing and rented out?

Interest expenses should be capitalized and added to the cost base of the rental property at the year of purchase.

 

[OCAC]

请问自住房的房间出租2间，把这2间房的贷款利息和地税支出，放进收的租金抵充，是否影响自住房的认定？

一般来说不影响.

 

[玉奴飞]

一般来说不影响.

多谢指导！像这些方面的信息除了CRA的网站外，有哪里可以看看案例和学习啊。

 

[OCAC]

请问作为自雇我2013买的laptop，portable hard drive和计算机防病毒软件属于CCA的哪个类别？记得以前depreciation rate是100%。谢谢！

Class 50 (55%)

 

[OCAC]

请问楼主，如果用personal assets做抵押贷的款用做投资business，那么产生的interests可否从business income里deduct掉。谢谢

可yi.

 

[gone with wind]

请问作为自雇我2013买的laptop，portable hard drive和计算机防病毒软件属于CCA的哪个类别？记得以前depreciation rate是100%。谢谢！

Class 50 (55%)

谢谢！可是防病毒软件有效期只有一年，每年都要renew才可用，也是50%的depreciation rate？

 

[T&G]

请问作为自雇我2013买的laptop，portable hard drive和计算机防病毒软件属于CCA的哪个类别？记得以前depreciation rate是100%。谢谢！


谢谢！可是防病毒软件有效期只有一年，每年都要renew才可用，也是50%的depreciation rate？

don't need to capitalize. just claim it as expense.

 

[玉奴飞]

请问自住房的房间出租2间，把这2间房的贷款利息和地税支出，放进收的租金抵充，是否影响自住房的认定？

请再指教下，换furnace（因为很旧，有问题，技术员说不安全）和换旧屋顶（都是沥青）是否是capital expense？
先行多谢了！

 

[gone with wind]

don't need to capitalize. just claim it as expense.

Thanks a lot.

 

[vivi567]

请问：在RBC 银行用美元或加元 买 US income 的基金 算海外资产吗？ 需在T1135表申报吗？谢谢

 

[faster]

您好，有个关于capital gain/loss的遗忘问题。

我在2011年file了captial gain/loss，但是2012年用turbotax的时候忘记file投资的 captial gain/loss了，我现在应该怎么办呢？是不是需要更改，更改的话要延迟今年报税的时间吗？ 谢谢

 

[dkwan]

Let's try this @OCAC,
Three onwers, A, B, and C
SIngle family home
Deposit: May 2011, Jan and Mar 2012
Closing: May 2012
Home sold: June 2013
Original purpose: self living

Owner A signed the initial purchase agreement on the property
Owner B and C signed the amendment as additional owner on the property at the builder

Owner A does not have income so in terms of mortgage and title, onwer A must be omitted before mortgage approval.
When closing, in front of lawyer, Owner A agreeed to be opted out, only Owner B and C are in title, and therefore property tax and other stuff.

House sold in 2013, and received letters from the CRA about non compliance of HST rebate, and need to crawl back.

Penalty is on Owner A, not Owner B and C due to Owner A is the initial purchase agreement as principal owner.

How can we file the tax return based on this scenario

 

[smartgirl]

请问：在RBC 银行用美元或加元 买 US income 的基金 算海外资产吗？ 需在T1135表申报吗？谢谢

不算，不需要

 

[smartgirl]

您好，有个关于capital gain/loss的遗忘问题。

我在2011年file了captial gain/loss，但是2012年用turbotax的时候忘记file投资的 captial gain/loss了，我现在应该怎么办呢？是不是需要更改，更改的话要延迟今年报税的时间吗？ 谢谢

填个2012 T1-adj，把忘记的数字补上，不延迟今年保税，但是你需要考虑改过后的capital loss carryforward

 

[smartgirl]

Let's try this @OCAC,
Three onwers, A, B, and C
SIngle family home
Deposit: May 2011, Jan and Mar 2012
Closing: May 2012
Home sold: June 2013
Original purpose: self living

Owner A signed the initial purchase agreement on the property
Owner B and C signed the amendment as additional owner on the property at the builder

Owner A does not have income so in terms of mortgage and title, onwer A must be omitted before mortgage approval.
When closing, in front of lawyer, Owner A agreeed to be opted out, only Owner B and C are in title, and therefore property tax and other stuff.

House sold in 2013, and received letters from the CRA about non compliance of HST rebate, and need to crawl back.

Penalty is on Owner A, not Owner B and C due to Owner A is the initial purchase agreement as principal owner.

How can we file the tax return based on this scenario

HST rebate和卖二手房有什么关系？