不明白为什么好多人都抢着还房贷,以mortgage free为荣

........有点假了,不做credit check啊
 
然后就没问题了。 银行之间不通气的。

你真行。啥时候跟我说说你的辉煌史?我爱听血泪史,更爱听成功的故事。以史为鉴。;):p:D
 
........有点假了,不做credit check啊

各个banker有判断的灵活度,从一个银行借不到钱,从另外一个银行能借到的事我见过很多。
 
........有点假了,不做credit check啊

lots of bank/credit union don't report mortgage accounts to credit bureau, BMO is an exception though.

for 闲得慌's case, the refinancing and new mortgage can be done at the same time(when the house was closing), so even the first bank report his refinancing to the credit bureau, the 2nd bank who gave his new mortgage won't have a chance to know that he was increasing his debt level from another bank :)
 
各个banker有判断的灵活度,从一个银行借不到钱,从另外一个银行能借到的事我见过很多。

That is true.
 
lots of bank/credit union don't report mortgage accounts to credit bureau, BMO is an exception though.

for 闲得慌's case, the refinancing and new mortgage can be done at the same time(when the house was closing), so even the first bank report his refinancing to the credit bureau, the 2nd bank who gave his new mortgage won't have a chance to know that he was increasing his debt level from another bank :)
被抓住了咋办:D
 
lots of bank/credit union don't report mortgage accounts to credit bureau, BMO is an exception though.

for 闲得慌's case, the refinancing and new mortgage can be done at the same time(when the house was closing), so even the first bank report his refinancing to the credit bureau, the 2nd bank who gave his new mortgage won't have a chance to know that he was increasing his debt level from another bank :)

学习了:cool:
 
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