推荐 乡亲们，刚听到哈总电视讲话：以后夫妻收入可以杀富济贫后报税

[mimi_ge]

在投资这一块我没发言权。。。属于底下读你帖子认真理解你分析的那个群体，有时候被其他人发言搞乱了思路，很困惑。

我已经给你总结好了，自己思考就行了，屁股决定脑袋。
这政策对15percent家庭有益，每年最多省2000加币，需要一方高工资，一方低工资，还有18岁以下的孩子。
这笔钱从fed cut spending来，有大量公务员的城市例如本村又有人要失业，房价会再次受压（本来已经一炮无了）。
总结的够简单了吧。

 

[胡说芝]

我已经给你总结好了，自己思考就行了，屁股决定脑袋。
这政策对15percent家庭有益，每年最多省2000加币，需要一方高工资，一方低工资，还有18岁以下的孩子。
这笔钱从fed cut spending来，有大量公务员的城市例如本村又有人要失业，房价会再次受压（本来已经一炮无了）。
总结的够简单了吧。

给我点时间慢慢学习消化。。。

 

[erichenry]

你们这样的家庭在移民中有很大代表性，是为加拿大提供正能量创造财富的家庭。。。过几年孩子大了就好了，加油!

正是努力ING呀~我们两人就差不眠不休了,我也这样想的,等过几年孩子大了就好了,不想他们去别的国家,就在加拿大,继续做这里的TAXPAYER

 

[reine02]

华人受益者有限
推行家庭收入夫妇分开报税，最大的受益者是那些收入较高又子女较多的一人工作家庭，而华人中的这个群体最少，所以受惠者寥寥。
有特许会计师表示，推行家庭收入夫妇分开报税是保守党政府为了拉拢中产阶层选票而推出的政策，此政策一经宣布就引起很大争论。因为按照原来的设计，对 那些高收入人士确实非常有利，按照分开报税政策的原意，在实行家庭收入分开申报所得税后，允许家中有未满18岁儿女的双亲家庭中高收入一方每年将5万元的 收入转移给配偶。
比如以安省为例，夫妻中一方没有工作收入，而另一方年收入超过13万，这个时候每年将5万元的收入转移给配偶报税节省金额非常可观，因为年收入超过 13万边际税率就达到45%，转移5万后高收入一方的净收入降低，而得到这部分收入的配偶的总收入仍属于低税率的区间，所以配偶也不需要交很高的税，从而 达到双重节税的目的。
分开报税的另一个好处是，原本没有收入的一方现在也有了收入，就可以开始交纳退休金以及注册退休储蓄计划RRSP，帮助两人建立一个更舒适的退休生活。
该会计师说，华人中大多数都是夫妻都有工作，如果夫妻收入差距不大，就享受不到这个优惠政策了。对于家庭收入5万以下的华人来说这个政策也毫无意义。


got it？
一方收入很高，一方收入很低，还有18岁以下的孩子，15percent有说错吗。

这个石油党的分开报税，华人受益很少是肯定的，从加拿大统计局的统计数字上就很容易看出来：华人中1/4人口是低收入家庭(家庭总收入2万出头)，且华人家庭中更多的都是夫妇双方都工作，夫妇收入差距比其他加拿大种族差距小。

加拿大华人从政府中得到的福利本来就少（Canadian adults of Chinese origin received slightly smaller proportion of their total income from government transfer payments than other adults.）。石油党分开报税之后，华人得到的福利就更少了。所以，保守党的这个所谓新政对华人整体是弊多利少的。

In 2000,5 the average income from all sources for Canadians of Chinese origin aged 15 and over was about $25,000, compared to almost $30,000 for all Canadian adults.

Table 7. Average incomes of the Chinese community and overall Canadian population, by age group and sex, 2000

As in the overall population, women of Chinese origin have lower incomes than their male counterparts. In 2000, the average income for adult women of Chinese origin aged 15 and over was just under $21,000, while for men it was $29,000. However, the income gap between women and men of Chinese origin is somewhat smaller than the gap in the overall population. That year, the average incomes of Chinese women were 72% those of their male counterparts, whereas the figure in the overall population was 62%.

Canadian seniors of Chinese origin also have relatively low incomes. In 2000, the average income from all sources for Canadians of Chinese origin aged 65 and over was $18,000, about $6,000 less than the income for all seniors, whose average income was $24,400. As with all seniors in Canada , women aged 65 and over of Chinese origin have lower incomes than their male counterparts. That year, the average income for senior women of Chinese origin was $15,600, compared with $21,000 for senior men of Chinese origin.

Canadians of Chinese origin receive about the same share of their income from earnings6 as does the overall population. In 2000, Canadians of Chinese origin aged 15 and over said that 79% of their income came from earnings, compared with 77% for all Canadian adults. At the same time, Canadian adults of Chinese origin received slightly smaller proportion of their total income from government transfer payments than other adults. That year, 10% of the income of Canadians of Chinese origin aged 15 and over came from government transfers, while the average for all Canadian adults was 12%.

One in four with low incomes
Just over a quarter of all Canadians of Chinese origin have incomes that fall below Statistics Canada's low-income cut-offs. In 2000, 26% of the Chinese population in Canada had incomes below these official low-income cut-offs, compared with 16% of the overall population. As well, a relatively large share of Chinese children live in low income families. That year, 27% of Chinese children under the age of 15 lived in a situation considered to be low income, compared with 19% of all children in Canada.

Unattached Chinese adults are particularly likely to have low incomes. In 2001, 55% of Chinese people aged 15 and over living on their own had low incomes, compared 38% of their counterparts in the overall population.

Chinese seniors living on their own are particularly likely to have low incomes. In 2001, 70% of unattached Chinese people aged 65 and over had incomes below the low-income cut-offs, compared with just 40% of all seniors living on their own. As with the overall population, unattached senior Chinese women are the most likely to be classified as having low-incomes. Indeed, almost 3 out of 4 of these women (74%) had incomes below the low-income cut-offs that year, compared with 59% of unattached senior Chinese men and 43% of all women aged 65 and over.

http://www.statcan.gc.ca/pub/89-621-x/89-621-x2006001-eng.htm

 

[cavin]

IN 2000? too outdated了

这个石油党的分开报税，华人受益很少是肯定的，从加拿大统计局的统计数字上就很容易看出来：华人中1/4人口是低收入家庭(家庭总收入2万出头)，且华人家庭中更多的都是夫妇双方都工作，夫妇收入差距比其他加拿大种族差距小。

加拿大华人从政府中得到的福利本来就少（Canadian adults of Chinese origin received slightly smaller proportion of their total income from government transfer payments than other adults.）。石油党分开报税之后，华人得到的福利就更少了。所以，保守党的这个所谓新政对华人整体是弊多利少的。

In 2000,5 the average income from all sources for Canadians of Chinese origin aged 15 and over was about $25,000, compared to almost $30,000 for all Canadian adults.

浏览附件466324
Table 7. Average incomes of the Chinese community and overall Canadian population, by age group and sex, 2000

As in the overall population, women of Chinese origin have lower incomes than their male counterparts. In 2000, the average income for adult women of Chinese origin aged 15 and over was just under $21,000, while for men it was $29,000. However, the income gap between women and men of Chinese origin is somewhat smaller than the gap in the overall population. That year, the average incomes of Chinese women were 72% those of their male counterparts, whereas the figure in the overall population was 62%.

Canadian seniors of Chinese origin also have relatively low incomes. In 2000, the average income from all sources for Canadians of Chinese origin aged 65 and over was $18,000, about $6,000 less than the income for all seniors, whose average income was $24,400. As with all seniors in Canada , women aged 65 and over of Chinese origin have lower incomes than their male counterparts. That year, the average income for senior women of Chinese origin was $15,600, compared with $21,000 for senior men of Chinese origin.

Canadians of Chinese origin receive about the same share of their income from earnings6 as does the overall population. In 2000, Canadians of Chinese origin aged 15 and over said that 79% of their income came from earnings, compared with 77% for all Canadian adults. At the same time, Canadian adults of Chinese origin received slightly smaller proportion of their total income from government transfer payments than other adults. That year, 10% of the income of Canadians of Chinese origin aged 15 and over came from government transfers, while the average for all Canadian adults was 12%.

One in four with low incomes
Just over a quarter of all Canadians of Chinese origin have incomes that fall below Statistics Canada's low-income cut-offs. In 2000, 26% of the Chinese population in Canada had incomes below these official low-income cut-offs, compared with 16% of the overall population. As well, a relatively large share of Chinese children live in low income families. That year, 27% of Chinese children under the age of 15 lived in a situation considered to be low income, compared with 19% of all children in Canada.

Unattached Chinese adults are particularly likely to have low incomes. In 2001, 55% of Chinese people aged 15 and over living on their own had low incomes, compared 38% of their counterparts in the overall population.

Chinese seniors living on their own are particularly likely to have low incomes. In 2001, 70% of unattached Chinese people aged 65 and over had incomes below the low-income cut-offs, compared with just 40% of all seniors living on their own. As with the overall population, unattached senior Chinese women are the most likely to be classified as having low-incomes. Indeed, almost 3 out of 4 of these women (74%) had incomes below the low-income cut-offs that year, compared with 59% of unattached senior Chinese men and 43% of all women aged 65 and over.

http://www.statcan.gc.ca/pub/89-621-x/89-621-x2006001-eng.htm

 

[hjswq]

我已经给你总结好了，自己思考就行了，屁股决定脑袋。
这政策对15percent家庭有益，每年最多省2000加币，需要一方高工资，一方低工资，还有18岁以下的孩子。
这笔钱从fed cut spending来，有大量公务员的城市例如本村又有人要失业，房价会再次受压（本来已经一炮无了）。
总结的够简单了吧。

有多少家庭受益不是最重要的，最重要的是这项政策是不是更公平，更合理。要是惠及100%的家庭不是吃大锅饭了吗？那是共产主义追求的。

 

[uglyducking]

呵呵，各人社会圈子不同吧，我认识的华人一人（男的）高薪，女的在家带孩子，或者做做非专业工，这种家庭挺多的，绝对超过报道的15%，洋人同事，知道的不多几个，倒是夫妻收入差不多的。一个工资9万，一个工资8万，我把他们定义成富人，政府确实不应该给这种富裕家庭好处，支持政府，呵呵。

为什么不能够给收入高的家庭好处？

 

[b4w]

为什么不能够给收入高的家庭好处？

他们过得比我好，我羡慕基督恨。这个回答满意吗？

 

[uglyducking]

他们过得比我好，我羡慕基督恨。这个回答满意吗？

那更应该多给他们一些好处啊。

 

[GYGY]

好像不一样，双职工家庭要忙很多，辛苦很多，花费也高很多，比如daycare,after school, PD Day,Summer Camp，孩子生病时一个人就不得不请假，因为两个人上班必须买两辆车等。一般来说一个家庭平均两个孩子，单收入家庭省下的托儿费海了去了。还不说因为妈妈在家对孩子的隐形好处。我儿班上几个成绩最好的中国孩子，妈妈都是在家的。好多低收入的一般是Part time, 也比全职上班的能够多照顾孩子和家庭。

我赞同你的这个说法。双职工家庭，看着钱挣的多了，但是不可否认的是他们辛苦很多无论夫妻的哪一方,开销也大很多,family总体交的税务也多。只有一方工作的家庭，很多是自己对生活质量的选择，没什么公平不公平的，如果觉得不公平，可以出去工作。
生活质量的差异，单职工双职工有孩子的家庭，差别太大了，单职工家庭男人，你回家就有热饭热菜等着你，双职工家庭，男人累了一天回家，要么下厨房做饭，要么带孩子，天天如此，如果一方有点什么事情没人做饭了还就只能凑合着在外随便吃点了。。。太太在家孩子小的时候辛苦，但孩子大了后还是比职业妇女轻松多了有时间可以追追电视剧逛逛街。。。
工作不工作，完全是个人对生活质量的选择，和家庭经济状况and本身性格观念能力也有关系，要扯到公平性，甚至扯到对孩子的重视程度和贡献，谈不上。。很难说同样10万收入，对双职工单职工家庭哪个更公平。。。我自己也有２孩子，出国后都是自己带没人帮忙，工作家务２孩子，，那种辛苦，难以言说，10几年了，都只有孩子睡觉后才能有点自己的时间。。作为母亲，我觉得职业妇女在和孩子的相处时间上是有劣势，但在教育孩子上，很多妈妈都用辛苦付出来弥补这个劣势。。
我说这些，完全没有对单职工家庭的不敬，作为女人，我很敬佩house wife，她们对家庭的贡献对社会的贡献也是值得尊敬的。。我只是对拿钱and税收来衡量２者的公平性来说说我的看法。。

 

[erichenry]

我赞同你的这个说法。双职工家庭，看着钱挣的多了，但是不可否认的是他们辛苦很多无论夫妻的哪一方,开销也大很多,family总体交的税务也多。只有一方工作的家庭，很多是自己对生活质量的选择，没什么公平不公平的，如果觉得不公平，可以出去工作。
生活质量的差异，单职工双职工有孩子的家庭，差别太大了，单职工家庭男人，你回家就有热饭热菜等着你，双职工家庭，男人累了一天回家，要么下厨房做饭，要么带孩子，天天如此，如果一方有点什么事情没人做饭了还就只能凑合着在外随便吃点了。。。太太在家孩子小的时候辛苦，但孩子大了后还是比职业妇女轻松多了有时间可以追追电视剧逛逛街。。。
工作不工作，完全是个人对生活质量的选择，和家庭经济状况and本身性格观念能力也有关系，要扯到公平性，甚至扯到对孩子的重视程度和贡献，谈不上。。很难说同样10万收入，对双职工单职工家庭哪个更公平。。。我自己也有２孩子，出国后都是自己带没人帮忙，还曾经一边工作一边part time读书一边带孩子，那种辛苦，难以言说，10几年了，都只有孩子睡觉后才能有点自己的时间。。作为母亲，我觉得职业妇女在和孩子的相处时间上是有劣势，但在教育孩子上，很多妈妈都用辛苦付出来弥补这个劣势。。
我说这些，完全没有对单职工家庭的不敬，作为女人，我很敬佩house wife，她们对家庭的贡献对社会的贡献也是值得尊敬的。。我只是对拿钱and税收来衡量２者的公平性来说说我的看法。。

赞同一大部分你的观点~只有一点上不赞同,那就是如果都赚10万,确实双收入家庭比单收入家庭交的税少很多,特别是对于单收入家庭家长选择送孩子DAYCARE的就特别不公平,因为一个人工作,这税一分都不能退~~~举个例子,老王家和老李家收入都是10万/年,同去一家饭店吃饭,两家人兜里都有100元钱,结账时老板说老王家双职工付100,老李家单职工付120,你说老李家能高兴吗
我们家来说,我生孩子前一直是工作的,孩子5个月因为老公换工作就搬到了另外的城市,把孩子带到18个月时送DAYCARE,这时已经又怀孕了,3年之内搬家,生两孩子,我想出去工作,一天都不想在家待着,我也可以学习,将来宝宝大些到够去DAYCARE的年龄时再去工作,但暂时还真做不到把4个月大的
纯母乳孩子扔家不管,就因为这样我们就应该比同样收入的家庭多交税,心里确实不好受,说心里话,如果能2000是会对生活有点帮助的,我最在乎的也就是孩子小的这几年,能多拿点总是好的,等老二也能上DAYCARE了,能找个兼职啥的谁也不会因为每年多了这2000刀不去工作的,人都说全职妈妈伟大,这两年多了我还是一直别不过这个弯呢,社会既然承认全职妈妈的价值,就得来点实在的,停留在伟大上有点空洞的,落实在退税这点上,之前全职妈妈的价值=0 或者是我感觉的负数

双职工的家庭确实辛苦,以前我们也是双职工,也两人给政府纳税,虽然那时还没孩子,也都累得不行时就随便吃口,所以这次政策没照顾到双职工年薪20万左右的家庭我也觉得不合适,他们两个人工作,工资高,难道就有义务多交税吗?我觉得不是,赚得多一点是因为付出的努力更多,这样的家庭就应该过更好一些的生活,政府真正不应该考虑照顾就是靠吃救济或者本来工资就低本来就没交什么税还享受大堆福利的家庭

总之,像你说的一样,人人都应该努力工作,努力生活,才会有好的生活

 

[ccc]

我越看越糊涂了。

 

[uglyducking]

为什么总是看成“刚接到蛤婆总理电话”
看来是老花眼了。

 

[erichenry]

我越看越糊涂了。

难得糊涂~聪明人一般都选择性的让自己糊涂糊涂

 

[枪在手]

为什么总是看成“刚接到蛤婆总理电话”
看来是老花眼了。

肺叶，那是你心里总盼着蛤婆总理来电话！