你拿到最新的利率是多少，请告诉大家

[zijiema]

ding
最近也要买房，帮顶，期待更多的消息。
谢谢大家
、

 

[KIKI&COCO]

5 Year Variable和 Fully Open Variable 是什么意思？有什么区别？大家知道的是多少？

‘Open’ refers to the homebuyer being able to switch terms at the same bank or even to move to another bank. In other words, the homebuyer is not tied down. So, for instance if you took out a 5 year variable rate OPEN mortgage and in month six you found a better deal at another bank, you could switch to that bank. There would be minor fees including a mortgage discharge fee of around $300. If there are legal fees, the bank you are moving to would likely pick up the costs.

 

[gongxi12]

I got 3.4 for 3 years fixed.

They will help me to lock the rate until my closing date.(Nov,2010)

 

[dragonman]

Hello Gongxi12,

Could you tell me where you got it? My email address is zhao_hl@hotmail.com.

 

[大风]

I got 3.4 for 3 years fixed.

They will help me to lock the rate until my closing date.(Nov,2010)

they can hold that long? almost year and half. thats good for you. The rate is gonna go up for sure next year.

 

[蓝蓝白云]

I got 3.4 for 3 years fixed.

They will help me to lock the rate until my closing date.(Nov,2010)

请告诉大家，是什么银行的好么？

 

[gongxi12]

TD bank

 

[sailingman]

大家都讨论mortgage, 如果有六年前Approved Line of credit, 是primerate, 是还应该借mortgage呢，还是直接用LOC？

 

[苦逼热狗]

TD:
4.14% 4 year fixed
4.85% 5 year fixed option to (1% cashback on closing or lower the rate by 0.25%)

 

[carleton_ren]

BMO 5 years 4.15%

Any better choice?

 

[sip]

大家都讨论mortgage, 如果有六年前Approved Line of credit, 是primerate, 是还应该借mortgage呢，还是直接用LOC？

I got the same question. Very difficult to decide.

 

[BigBang]

一个多月前TD Bank的某贷款经理曾突然主动提出给我3.8%的五年期固定利率（当时利率刚涨，一般都只能拿到4.10%以上了），条件是我马上和他们签commitment。我实在不愿意换银行，于是就去拿这个找原来的银行杀价，结果最后还真给特批了3.8%。

我现在也没搞明白为什么TD能突然给我开出那么低的利率。

 

[movingsale123]

一个多月前TD Bank的某贷款经理曾突然主动提出给我3.8%的五年期固定利率（当时利率刚涨，一般都只能拿到4.10%以上了），条件是我马上和他们签commitment。我实在不愿意换银行，于是就去拿这个找原来的银行杀价，结果最后还真给特批了3.8%。

我现在也没搞明白为什么TD能突然给我开出那么低的利率。

3.8很好的。

 

[BobtheBuilder]

3.79% for 4 year fixed, locked till Dec. 31, 09

TD:
4.14% 4 year fixed
4.85% 5 year fixed option to (1% cashback on closing or lower the rate by 0.25%)

Just got the following email from ING,
3.79% on a 4 Year Fixed term!

[FONT=Arial,Helvetica,sans-serif]Although our current 4 Year Fixed mortgage rate is 3.99%, we're offering a special "Roll Back Rate" of 3.79%! That's 1.41% lower than the average of the Big Banks*. [/FONT]
[FONT=Arial,Helvetica,sans-serif]This great rate is available to ING DIRECT Clients who are looking for a mortgage. It could be to purchase a new home, or to refinance or switch your existing mortgage that's with another bank. You may never see such a low mortgage rate again. Don't miss out on getting yesterday's low mortgage rate today! [/FONT]
Apply by October 31, 2009 to lock in your 3.79% 4 Year Fixed rate until December 31, 2009!

 

[蓝蓝白云]

3.99 BMO 今天最新 5年固定