如何将房屋过户给子女？

[ever_young]

谢谢，请大家推荐个保险，QQH 也可以。 觉得要加些保险，不买投资型，买term 的吧

不明白你的意图。你想把“投资房赠给成年子女”，就是说，你有投资房，子女已成年，为什么还需要term的保险？对于一个有成年子女的中年人来说，term的费用是很高的。再说了，即或你有个三长两短，你的自住房、投资房都会成为你的子女的财产。他（她）已经够富裕了，真不需要人寿保险的钱了。
如果你真想买term的保险，看看TD Bank吧。

 

[Hainiu]

没听说加拿大有遗产税。只听说美国有遗产税。

 

[ccc]

我的理解是，那个税不叫＂遗产税＂，但是遗产不是免税的，继承人反正得缴纳税金。

 

[liujiejie]

忒复杂。

把投资房卖了，现金赠与子女多好多简单。

 

[liujiejie]

给村长纠正一下，加拿大确实没有遗产税。

我的理解是，那个税不叫＂遗产税＂，但是遗产不是免税的，继承人反正得缴纳税金。

http://basicestate.ca/

你挺喜欢自学的，进去看看吧！

 

[ccc]

http://basicestate.ca/

你挺喜欢自学的，进去看看吧！

我的确不知道是否有＂遗产税＂，但是我知道继承遗产须纳税，税率不低滴说。

现在我知道了：那个税不叫＂遗产税＂，但是遗产不是免税的，继承人反正得缴纳税金。

 

[万户雪]

大家都有遗嘱吗？越想头越大了，请大家推荐个办遗嘱的地方吧，QQH 也可以

房不想卖，

 

[liujiejie]

专业地讲“probate”（遗嘱认证）

现在我知道了：那个税不叫＂遗产税＂，但是遗产不是免税的，继承人反正得缴纳税金。

专业地讲“probate”（遗嘱认证），各省费用不同。我算了算在安省继承一栋100万的房产要花 probate fee 1.5万左右。

 

[ccc]

专业地讲“probate”（遗嘱认证），各省费用不同。我算了算在安省继承一栋100万的房产要花 probate fee 1.5万左右。

这个，不是大家说的＂税＂。

那个税远不只这个百分比。

 

[liujiejie]

非得给村长纠正过来。

这个，不是大家说的＂税＂。

那个税远不只这个百分比。

http://www.cra-arc.gc.ca/tx/ndvdls/tpcs/ncm-tx/rtrn/cmpltng/rprtng-ncm/nttxd-eng.html?=slnk
Amounts that are not taxed

You do not have to include certain amounts in your income, including the following:

any GST/HST credit or Canada child tax benefit payments, as well as those from related provincial and territorial programs;

child assistance payments and the supplement for handicapped children paid by the province of Quebec;

compensation received from a province or territory if you were a victim of a criminal act or a motor vehicle accident;

lottery winnings;

most gifts and inheritances;

amounts paid by Canada or an ally (if the amount is not taxable in that country) for disability or death due to war service;

most amounts received from a life insurance policy following someone's death;

most payments of the type commonly referred to as strike pay you received from your union, even if you perform picketing duties as a requirement of membership; and
Note
Income earned on any of the above amounts (such as interest you earn when you invest lottery winnings) is taxable.

most amounts received from a tax-free savings account (TFSA). For more information, see Guide RC4466, Tax-Free Savings Account (TFSA), Guide for Individuals.

 

[ccc]

Amounts that are not taxed

You do not have to include certain amounts in your income, including the following:

any GST/HST credit or Canada child tax benefit payments, as well as those from related provincial and territorial programs;

child assistance payments and the supplement for handicapped children paid by the province of Quebec;

compensation received from a province or territory if you were a victim of a criminal act or a motor vehicle accident;

lottery winnings;

most gifts and inheritances;

amounts paid by Canada or an ally (if the amount is not taxable in that country) for disability or death due to war service;

most amounts received from a life insurance policy following someone's death;

most payments of the type commonly referred to as strike pay you received from your union, even if you perform picketing duties as a requirement of membership; and
Note
Income earned on any of the above amounts (such as interest you earn when you invest lottery winnings) is taxable.

most amounts received from a tax-free savings account (TFSA). For more information, see Guide RC4466, Tax-Free Savings Account (TFSA), Guide for Individuals.

我不懂遗产继承方面的相关税收法规。

我现在的理解是：财产继承人不交税。但是，这房地产的增值税是逃不掉的。要么继承人替死者交钱留下房子，要么卖掉房子替死者补交房地产的增值税。

 

[TIFF]

哈哈~~

讨论得还真热烈。

 

[liujiejie]

无语。

我不懂遗产继承方面的相关税收法规。

但是，我的直感告诉我，你引用的东西，与遗产继承没有关系。

我引用的是税务局网站上的原文，自己斟酌吧。

 

[ccc]

我引用的是税务局网站上的原文，自己斟酌吧。

有了新的认识。

看了这个清楚了：

http://turbotax.intuit.ca/tax-resources/inheritance-tax.jsp

 

[超级潜水员]

拍村长一砖，房子可以免费给小孩，也可以按市价。千万不要低价（比如一元）卖给小孩，这样要两头交税。如果是Primary Residence，按市价就好。