即使是主流媒体现在也报道加拿大平均房价已经下降$179,047或者大约20%。有的地方比如多伦多等下降更多， 但下降趋势还远未结束！十套房姐／哥们今天已经失去大约账面$1,790,000, 但是房贷还得还。

[ert0000]

大掐得仔细观察，有实力拿下十房的哥和姐到现在基本没债的，人家都至少5年前买的，现在基本都0杠杆。
就去年一套房抢在高岗上的才情况不妙呢。
所以十房姐的财务真不用一房哥操心的，十房姐有的是空间，进可攻退可守怎么都可以。

10房姐大部分房产都是2020年疫情前买的，最近经济危机对她影响很小，人生大赢家。

2020年疫情后买的，得悠着点了。

 

[Littlecesar]

通胀所有东西的通胀，不是房子的通胀，

投资房就是为了追通胀。追过头了，回吐。但是终归是要保值的。这是理性调整。

但是看，就业加拿大6/7/8三个月都是负数了吧? 如果加拿大美国继续加息，那就是崩盘。到时候一地鸡毛是有可能的。非理性恐慌发生，

Canada lost 40,000 jobs in August, 3rd monthly decline in a row​

看看美国加拿大金融决策，这回能涨到哪里吧？

“Canada lost 40,000 jobs in August”，这仅仅是刚刚开始，渥村八月失业率还没创历史新低呢，buck the national trend.

现在看来，公司季报，要到明年才会大量下跌，那时就是大规模layoffs 了。

 

[Volvofun]

房贷涨不是大问题，关键是就业问题。如果没有了工作，是还不起房贷的。而且我并没有看到渥太华和多伦多的房价降了20%。房价通常会在升息一年多才明显，两年后到谷底吧。上次美国是这样的。

 

[Vivien2001]

10房姐大部分房产都是2020年疫情前买的，最近经济危机对她影响很小，人生大赢家。

2020年疫情后买的，得悠着点了。

房姐和本村大部分十房哥姐一样，都是双职工政府工，工作稳定性基本不是考虑的因素。

 

[qiuyi_01]

经历了房价的大涨大跌（还没跌到底呢），心情的大起大落，真有一场游戏一场梦到感觉。

加上当房东的各种烦恼，我现在决定享受人生第一。

刚从夏天度假的劳累中缓过来，就想着圣诞去哪玩。我还想去东南亚，比如尼泊尔，巴厘岛，但老公不太喜欢，嫌远嫌累，我得找个机会跟他商量商量。

 

[ChinaFarmer]

现在能救加拿大房市的就是小留了

 

[贾和平]

经历了房价的大涨大跌（还没跌到底呢），心情的大起大落，真有一场游戏一场梦到感觉。

加上当房东的各种烦恼，我现在决定享受人生第一。

刚从夏天度假的劳累中缓过来，就想着圣诞去哪玩。我还想去东南亚，比如尼泊尔，巴厘岛，但老公不太喜欢，嫌远嫌累，我得找个机会跟他商量商量。

Figure it out now? it is not too late ( refer to my post to you a few months ago).

I knew a few people who had been working hard all their life, died in their 50s and a particular one died 6 weeks after retirement and left the memory of that she had so proudly achieved 40 years of employment history for one company and enjoyed the party that the employer provided to her).

If you enjoy what you do, keep doing it. There is nothing wrong to work hard all your life to prove yourself, and it is also good for society. Don't we forget we were educated to "sacrifice our life to realize communism" when we were in elementary school?

As to your RE investment, Consider yourself lucky since you actually have not endured any hardship or market downturn in the RE investment market. We haven't had severe corrections in the RE market since the late 80s ( don't mix up RE market price fluctuation and corrects or crash( I don't have time to argue with some CFCers).

The value of all hard assets has been keeping rising and rising because we have been in ( near) zero interest monetary policy and populist fiscal policy. And globalization provided a low inflation environment for them.

Will globalization continue to provide low inflation? I think so in the short term. As raising China and overtaking the US becomes closer and closer. The US won't take anyone possibly threatening his reserve currency status advantage. War could be in our lifetime or beyond our lifetime. The card is in the US's hand so nobody knows.

Anyone could say that money is not everything, but when doing, most CFCers put the money( job) above their lifestyle (I emphasize again it is nothing wrong with it).

So I will repeat it. It is not just that health and age play a part. World peace will play a part in our life too. Enjoy your life.

Canada's real problem isn't job losses, it's the rush to retire​

Edit to link the Financial Post article at 5:12 PM